Tennessee Economic Indicator Tables, December 1995



NOTES

The following notes concern the Tennessee, U.S., and MSA Economic
      Indicator tables that follow.

 1.  Annual Rate.
 2.  Source: Tennessee Department of Employment Security.
 3.  Calculated from data provided by the Tennessee Department
     of Employment Security.
 4.  Calculated from data provided by the Tennessee Department
     of Revenue.
 5.  Calculated from data provided by the Tennessee Valley
     Authority.
 6.  Calculated from data provided by the F.W. Dodge Division
     of McGraw-Hill Information Services Company.
 7.  Calculated from data provided by the U.S. Bankruptcy
     Courts.
 8.  Calculated from data provided by the Chattanooga
     Metropolitan Airport Authority.
 9.  Calculated from data provided by the Tennessee Department
     of State.
10.  Calculated from data provided by the Metropolitan
     Knoxville Airport Authority.
11.  Source: The Conference Board.
12.  Calculated from data provided by the Memphis-Shelby
     County Airport Authority.
13.  Calculated from data provided by the Metropolitan
     Nashville Airport Authority.
14.  Calculated from data provided by The Conference Board.
15.  Calculated from data provided by the Tri-City Airport
     Commission.

TENNESSEE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
TN Coincident Composite Index (1982=100).....  147.3  147.7  148.5  148.1  147.4  146.3  147.8  146.7  147.6  148.9  147.7  148.4  149.2  135.2  143.6  147.9
  % Chg Prev Month SAAR......................   9.96   2.70   6.91  -3.20  -5.73  -8.55  13.39  -8.69   7.94  10.68  -9.49   6.20   7.09   4.28   6.20   2.96
  % Chg Same Month Last Yr...................   5.82   5.73   5.60   4.36   3.37   2.14   2.69   1.94   2.50   3.06   1.56   1.52   1.29   4.28   6.20   2.96

TN Leading Composite Index (1982=100)........  116.4  116.2  115.9  116.5  115.4  115.1  115.4  115.0  116.1  115.3  114.5  114.6  115.1  112.7  115.4  115.4
  % Chg Prev Month SAAR......................   1.92  -2.46  -2.67   6.07 -10.33  -3.37   2.95  -4.21  12.12  -7.84  -8.31   1.32   5.48   1.38   2.40   0.01
  % Chg Same Month Last Yr...................   2.04   2.42   1.67   0.48   0.61   0.09  -0.35  -0.15  -0.12  -0.73  -1.16  -1.43  -1.14   1.38   2.40   0.01

TN Nonag Employment (THOU) (2)............... 2458.6 2464.2 2471.3 2481.9 2485.8 2487.9 2486.4 2485.8 2484.4 2503.5 2515.2 2510.8 2518.1 2328.4 2421.1 2491.3
  % Chg Prev Month SAAR......................  -5.17   2.77   3.51   5.27   1.90   1.02  -0.72  -0.29  -0.67   9.63   5.75  -2.08   3.55   3.72   3.98   2.90
  % Chg Same Month Last Yr...................   3.71   3.94   3.67   3.46   3.51   3.17   2.68   2.32   2.31   2.73   2.98   1.67   2.42   3.72   3.98   2.90

TN Unemployment Rate (%) (2).................    4.0    4.0    4.1    4.0    4.4    4.6    5.0    5.2    5.1    5.2    5.2    5.0    5.1    5.7    4.8    4.7

TN Mfg Employment (THOU) (2).................  541.3  542.4  541.2  540.4  537.7  537.7  534.8  530.8  530.9  530.5  528.1  526.7  524.6  528.4  538.4  533.8
  % Chg Prev Month SAAR......................   2.47   2.47  -2.62  -1.76  -5.83   0.00  -6.28  -8.62   0.23  -0.90  -5.30  -3.14  -4.68   2.70   1.89  -0.86
  % Chg Same Month Last Yr...................   1.39   1.67   0.89   0.73   0.21   0.07  -0.80  -1.81  -1.65  -1.78  -2.15  -2.50  -3.09   2.70   1.89  -0.86

TN Mfg Avg Weekly Hours (3)..................   40.9   41.0   41.1   40.5   39.7   40.2   40.2   40.1   40.4   40.6   40.2   40.2   39.9   40.8   40.9   40.4
  % Chg Prev Month SAAR......................  -7.00   2.96   5.01 -16.39 -21.38  14.91   1.14  -3.35   8.30   6.12 -10.67   0.94 -10.11   1.02   0.41  -1.40
  % Chg Same Month Last Yr...................   0.68   0.21   1.47  -0.55  -3.65  -1.26  -2.07  -1.79  -1.12  -1.22  -2.14  -2.16  -2.44   1.02   0.41  -1.40

TN Taxable Sales (MIL $) (4).................   4845   4781   4775   5117   4977   4901   5044   4890   5140   5066   4860   4995   5114  50649  55343  59660
  % Chg Prev Month SAAR......................  15.60 -14.87  -1.28 128.86 -28.19 -16.90  41.21 -31.15  82.03 -15.86 -39.32  38.87  32.89   7.86   9.27   7.80
  % Chg Same Month Last Yr...................  10.60  15.39   8.68   7.33  10.83   8.03   9.16   6.02   7.33   8.42   3.74   4.34   5.56   7.86   9.27   7.80

TN Taxable Sales (MIL 82 $) (4)..............   3226   3174   3165   3382   3279   3220   3305   3202   3359   3307   3162   3248   3319  35032  37304  39122
  % Chg Prev Month SAAR......................  12.86 -17.54  -3.61 121.71 -30.97 -19.48  36.83 -31.69  77.80 -17.17 -41.65  37.79  29.82   4.74   6.48   4.87
  % Chg Same Month Last Yr...................   7.73  12.17   5.66   4.35   7.55   4.76   5.94   3.17   4.60   5.73   0.91   1.69   2.89   4.74   6.48   4.87

TN Comm & Ind Elect Consumption (MIL KWH) (5)   2946   3008   3078   3033   3037   3005   3055   2934   3022   3097   2907   2997   3011  33412  34914  36184
  % Chg Prev Month SAAR......................  16.26  28.63  31.96 -16.28   1.48 -12.02  22.23 -38.53  42.67  34.30 -53.30  44.57   5.53   7.14   4.49   3.64
  % Chg Same Month Last Yr...................   2.78   1.90   6.45   4.17   4.29   2.69   3.28   0.15   6.16   7.86   1.63   3.05   2.22   7.14   4.49   3.64

Initial Claims For TN UI (THOU) (3)..........   29.1   32.5   32.5   32.2   28.0   42.9   38.4   41.8   37.8   39.1   50.4   45.6   34.3  427.8  404.5  455.3
  % Chg Prev Month SAAR......................   91.1  276.2    1.2  -12.1  -81.316837.9  -73.4  174.6  -69.9   47.7 2018.2  -69.4  -96.8  -12.3   -5.4   12.6
  % Chg Same Month Last Yr................... -20.83 -17.20 -17.71  -7.83 -21.03  18.97  13.90  17.93  10.73  34.95  64.85  65.62  17.84 -12.29  -5.44  12.56

Continued Weeks Claimed For TN UI (THOU) (3).  150.3  175.4  165.5  141.3  149.2  180.7  161.6  211.7  192.7  187.1  217.0  199.0  177.8 2235.8 2140.5 2158.9
  % Chg Prev Month SAAR......................  -53.8  538.4  -50.4  -85.0   93.3  896.1  -73.9 2453.3  -67.6  -29.8  495.7  -64.7  -74.2  -18.5   -4.3    0.9
  % Chg Same Month Last Yr................... -19.11  -8.27 -15.07 -23.03 -13.86  -5.81  -6.86  22.51  -4.72  12.44  20.29  24.15  18.28 -18.53  -4.26   0.86

Total TN Construction Potentials (6).........    498    531    478    629    494    572    516    521    535    533    550    556    502   5303   6021   6417
  % Chg Prev Month SAAR......................  -33.2  116.9  -71.5 2567.4  -94.5  485.4  -70.9   10.5   38.1   -3.0   43.9   13.7  -70.7    7.7   13.6    6.6
  % Chg Same Month Last Yr...................   4.79  20.47   0.73  10.07  10.35  30.71 -10.24  12.59  -3.13   2.06   4.98   7.91   0.76   7.73  13.55   6.57

TN Constrc Potentials,Val (MIL 82 $,NSA) (6).    279    304    303    447    305    429    409    439    480    456    421    342    328   3789   4301   4664
  % Chg Same Month Last Yr................... -31.43  26.25   1.23   4.18 -22.86  36.43 -16.18  32.61   0.31  12.26  26.18  12.04  17.55   1.30  13.52   8.43
-------------------------------------------------------------------------------------------------------------------------------------------------------------

U.S. ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US Personal Income (BIL 82 $) (1)............ 3942.8 3968.8 3972.0 3976.1 3988.1 3972.5 3987.9 4009.9 4003.9 4019.5 4024.9 4033.6 4050.7 3790.0 3876.4 4000.7
  % Chg Prev Month SAAR......................   5.86   8.20   0.96   1.27   3.66  -4.58   4.73   6.83  -1.79   4.80   1.62   2.62   5.20   1.10   2.28   3.21
  % Chg Same Month Last Yr...................   0.65   5.94   4.51   3.94   2.76   1.95   2.52   3.13   2.95   3.04   2.38   2.79   2.74   1.10   2.28   3.21

US CPI,All Urban Consumers (1982-84=100).....  150.2  150.6  150.9  151.3  151.8  152.2  152.6  152.7  153.0  153.2  153.7  153.8  154.1  144.6  148.3  152.5
  % Chg Prev Month SAAR......................   2.43   3.24   2.42   3.23   4.04   3.21   3.20   0.79   2.38   1.58   3.99   0.78   2.37   2.96   2.61   2.81
  % Chg Same Month Last Yr...................   2.67   2.87   2.86   2.86   3.05   3.12   3.04   2.76   2.62   2.54   2.81   2.60   2.60   2.96   2.61   2.81

US Nonag Employment (MIL)....................  115.6  115.8  116.1  116.3  116.3  116.2  116.5  116.6  116.8  116.9  117.0  117.2  117.4  110.7  114.0  116.6
  % Chg Prev Month SAAR......................   2.07   1.95   3.29   1.87   0.08  -0.64   3.13   0.29   2.74   0.97   0.70   2.20   1.66   1.96   2.98   2.26
  % Chg Same Month Last Yr...................   3.15   3.12   3.15   2.84   2.60   2.30   2.29   2.11   2.03   1.89   1.80   1.55   1.51   1.96   2.98   2.26

US Unemployment Rate (%).....................    5.4    5.7    5.4    5.5    5.8    5.7    5.6    5.7    5.6    5.6    5.5    5.6    5.6    6.8    6.1    5.6

Bank Prime Interest Rate (%).................    8.5    8.5    9.0    9.0    9.0    9.0    9.0    8.8    8.8    8.8    8.8    8.8    8.6    6.0    7.1    8.8

US Coincident Composite Index (1982=100).....  116.8  117.0  117.3  117.4  117.1  117.0  117.5  117.4  118.0  118.3  118.3  118.6  118.9  109.7  114.2  117.7
  % Chg Prev Month SAAR......................   7.48   2.07   3.12   1.03  -3.02  -1.02   5.25  -1.02   6.31   3.09   0.00   3.09   3.08   2.60   4.13   3.08
  % Chg Same Month Last Yr...................   4.47   4.84   4.27   3.80   3.35   2.90   3.07   2.98   2.79   2.87   2.25   2.15   1.80   2.60   4.13   3.08

US Leading Composite Index (1982=100)........  102.6  102.6  102.4  101.9  101.3  101.1  101.3  101.1  101.2  101.1  100.7  100.5  100.7   98.9  101.8  101.3
  % Chg Prev Month SAAR......................   2.37   0.00  -2.31  -5.70  -6.84  -2.34   2.40  -2.34   1.19  -1.18  -4.65  -2.36   2.41   0.71   2.91  -0.44
  % Chg Same Month Last Yr...................   2.29   1.99   1.79   0.49   0.00  -0.39  -0.59  -0.69  -1.17  -1.37  -1.56  -1.86  -1.85   0.71   2.91  -0.44

US Mfg Employment (MIL)......................   18.5   18.5   18.5   18.5   18.5   18.5   18.4   18.4   18.4   18.3   18.3   18.3   18.3   18.1   18.3   18.4
  % Chg Prev Month SAAR......................   2.17   1.97   1.37   0.13  -1.22  -3.19  -1.81  -4.78   0.26  -2.26  -1.37  -1.89   2.93  -0.16   1.26   0.55
  % Chg Same Month Last Yr...................   1.98   1.93   1.91   1.70   1.44   1.09   0.72   0.31   0.06  -0.18  -0.53  -0.91  -0.84  -0.16   1.26   0.55

Initial Claims for U.S. UI (THOU)............ 1425.3 1450.9 1455.5 1495.9 1478.5 1648.3 1586.2 1573.9 1552.1 1546.2 1643.5 1668.8 1513.1 1480.3 1473.2 1551.1
  % Chg Prev Month SAAR...................... -21.55  23.79   3.88  38.86 -13.06 268.54 -36.92  -8.90 -15.43  -4.44 108.00  20.12 -69.15 -16.33  -0.48   5.28
  % Chg Same Month Last Yr...................  -4.58  -2.64  -4.16  -0.13  -0.76   8.70   7.13   9.94   3.74   5.44  16.46  14.74   6.16 -16.33  -0.48   5.28

US Retail Sales (BIL $)......................  191.8  193.2  191.9  193.2  193.0  195.1  196.8  196.1  197.4  197.2  196.7  198.4  199.7  172.7  186.0  195.7
  % Chg Prev Month SAAR......................   0.55   9.43  -7.98   8.34  -0.81  13.76  10.75  -4.21   8.36  -1.00  -2.92  10.86   7.90   6.58   7.72   5.20
  % Chg Same Month Last Yr...................   6.63   8.57   5.68   5.04   5.14   6.52   6.27   5.74   5.02   4.41   2.73   3.53   4.14   6.58   7.72   5.20

US Consumer Sentiment (196601=100)...........   95.1   97.6   95.1   90.3   92.5   89.8   92.7   94.4   96.2   88.9   90.2   88.2   91.0   82.8   92.3   92.2
  % Chg Prev Month SAAR......................  56.83  36.53 -26.76 -46.29  33.49 -29.92  46.43  24.37  25.44 -61.21  19.03 -23.59  45.50   7.17  11.44  -0.03
  % Chg Same Month Last Yr...................   7.82   3.50   2.04  -1.31  -0.11  -3.23   1.64   6.07   4.91  -2.84  -2.70  -3.71  -4.31   7.17  11.44  -0.03

-------------------------------------------------------------------------------------------------------------------------------------------------------------
                                              92/III  92/IV  93/I  93/II  93/III  93/IV  94/I  94/II  94/III  94/IV  95/I  95/II  95/III   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US GDP (BIL 87 $) (1)........................ 4990.5 5060.7 5075.3 5105.4 5139.4 5218.0 5261.1 5314.1 5367.0 5433.8 5470.1 5487.8 5544.6 4979.3 5134.5 5344.0
  % Chg Prev Qtr SAAR........................   3.52   5.75   1.16   2.39   2.69   6.26   3.34   4.09   4.04   5.07   2.70   1.30   4.20   2.29   3.12   4.08
  % Chg Same Qtr Last Yr.....................   2.27   3.69   3.19   3.19   2.98   3.11   3.66   4.09   4.43   4.14   3.97   3.27   3.31   2.29   3.12   4.08

US Personal Income (Bil 87 $) (1)............ 4161.8 4271.4 4181.0 4244.1 4255.4 4301.6 4343.9 4390.9 4414.5 4487.8 4544.2 5594.1 5636.2 4174.0 4245.5 4409.3
  % Chg Prev Qtr SAAR........................   2.01  10.96  -8.20   6.17   1.08   4.41   3.98   4.40   2.17   6.81   5.12 129.67   3.04   2.82   1.71   3.86
  % Chg Same Qtr Last Yr.....................   2.65   4.83   1.44   2.49   2.25   0.71   3.90   3.46   3.74   4.33   4.61  27.40  27.67   2.82   1.71   3.86
-------------------------------------------------------------------------------------------------------------------------------------------------------------

CHATTANOOGA ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Chattanooga Economic Index (1982=100).............  120.4  121.9  121.5  121.6  121.3  119.9  119.0  118.7  118.6  118.6  118.4  117.8  117.6  118.6  119.9  119.6
  % Chg Prev Month SAAR...........................   -4.6   16.5   -4.5    1.5   -3.6  -13.0   -8.4   -3.2   -0.7    0.2   -1.9   -5.8   -2.7    3.1    1.2   -0.3
  % Chg Same Month Last Yr........................    0.3    2.1    3.3    0.8    1.1    0.3   -0.9   -1.3   -0.8   -1.4   -1.8   -2.5   -2.3    3.1    1.2   -0.3

Chattanooga Nonag Employment (THOU) (3)...........  217.5  218.8  218.9  217.4  216.8  216.8  212.1  213.4  214.1  212.8  215.3  213.7  215.7  209.4  215.1  215.5
  % Chg Prev Month SAAR...........................    5.9    7.2    0.7   -7.9   -3.6   -0.1  -22.9    7.7    3.8   -6.9   15.1   -8.8   12.2    3.7    2.7    0.2
  % Chg Same Month Last Yr........................    1.3    2.5    1.8    1.7    1.1    1.7   -1.3   -1.0   -0.4   -1.1   -0.5   -1.3   -0.8    3.7    2.7    0.2

Chattanooga Unemployment Rate (%) (3).............    4.0    4.1    3.9    4.0    4.2    4.4    4.7    4.8    4.8    4.9    5.0    5.2    5.1    5.1    4.5    4.6

Chattanooga Mfg Employment (THOU,NSA) (3).........   45.8   44.9   44.9   45.2   45.2   44.7   44.4   44.0   44.4   44.2   44.2   44.3   44.2   45.0   45.7   44.5
  % Chg Prev Month SAAR...........................    0.0  -21.2    0.0    8.3    0.0  -12.5   -7.8  -10.3   11.5   -5.3    0.0    2.7   -2.7    3.4    1.6   -2.5
  % Chg Same Month Last Yr........................   -0.9   -0.7   -1.1   -0.7   -1.7   -2.4   -3.5   -3.5   -2.8   -3.9   -3.1   -3.3   -3.5    3.4    1.6   -2.5

Chattanooga Taxable Sales (MIL $) (4).............    323    317    305    332    337    331    334    326    338    332    320    331    328   3506   3717   3930
  % Chg Prev Month SAAR...........................   53.2  -18.3  -39.1  177.1   20.6  -20.0   12.2  -23.2   51.9  -20.0  -36.2   52.7  -10.3    7.2    6.0    5.7
  % Chg Same Month Last Yr........................    8.4   12.4   -1.6    6.0    9.3    7.8    7.0    6.1    8.9    3.4    2.2    6.3    1.7    7.2    6.0    5.7

Chattanooga Taxable Sales (MIL 82 $) (4)..........    215    211    202    219    222    217    219    214    221    217    208    215    213   2425   2506   2577
  % Chg Prev Month SAAR...........................   49.6  -20.8  -40.6  168.5   15.9  -22.4    8.7  -23.8   48.3  -21.3  -38.6   51.5  -12.4    4.1    3.3    2.8
  % Chg Same Month Last Yr........................    5.6    9.3   -4.3    3.0    6.0    4.6    3.9    3.2    6.2    0.8   -0.6    3.6   -0.9    4.1    3.3    2.8

Chattanooga Bankruptcies (7)......................    398    380    369    437    406    458    484    409    564    506    495    514    509   4762   4634   5531
  % Chg Prev Month SAAR...........................   26.3  -42.6  -30.8  669.9  -58.2  320.1   92.8  -86.8 4649.7  -72.5  -24.2   58.1  -10.4  -15.6   -2.7   19.3
  % Chg Same Month Last Yr........................    8.1    2.7  -11.4    9.6    1.3   18.0   20.5   26.3   40.6   26.3   43.8   31.6   27.9  -15.6   -2.7   19.3

Chattanooga Airport Passengers (THOU) (8).........   46.6   48.1   47.6   50.5   46.7   45.0   44.5   43.3   45.5   44.4   44.6   44.7   38.1  618.1  579.6  542.9
  % Chg Prev Month SAAR...........................  -26.9   45.1  -11.7  105.2  -61.5  -35.0  -13.2  -28.6   86.1  -25.9    3.6    3.5  -85.2    3.6   -6.2   -6.3
  % Chg Same Month Last Yr........................   -8.2   -3.2   -6.1   -5.6   -4.5   -7.6   -8.3   -5.6   -1.2   -5.0   -4.2   -6.6  -18.2    3.6   -6.2   -6.3

Chattanooga Comm & Ind Elec Cons (MIL KWH) (5)....    230    276    268    258    267    251    263    254    253    265    251    263    255   3024   2962   3125
  % Chg Prev Month SAAR...........................  -76.6  776.8  -30.4  -34.2   49.4  -51.7   74.8  -34.1   -7.1   79.4  -49.9   78.4  -31.0    6.7   -2.1    5.5
  % Chg Same Month Last Yr........................  -10.4    5.1   49.7    1.9    5.5   -1.1    2.2   -2.1    3.7    3.0    0.1    1.3   10.8    6.7   -2.1    5.5

Initial Claims For Chattanooga UI (THOU) (3)......   1.54   1.51   1.50   1.41   1.43   1.57   1.75   2.06   2.02   1.97   1.87   2.49   2.23  19.65  20.66  21.80
  % Chg Prev Month SAAR...........................  -30.0  -22.8   -1.1  -54.0   20.1  195.4  266.3  608.0  -17.5  -26.9  -46.3 3012.1  -74.2  -21.6    5.2    5.5
  % Chg Same Month Last Yr........................   -8.1   -9.3  -12.1  -16.5  -13.6  -16.4   -5.7    9.4   12.1   13.3   11.8   57.2   44.6  -21.6    5.2    5.5

Chattanooga New Incorporations (9)................     53     61     50     44     45     54     62     42     43     51     57     41     56    749    665    607
  % Chg Prev Month SAAR...........................  -46.9  515.3  -90.4  -81.2   20.0  983.0  352.6  -98.9   25.9  699.9  234.1  -98.1 4298.3   -2.0  -11.2   -8.8
  % Chg Same Month Last Yr........................  -30.1   13.1   55.2  -22.3  -25.4   -3.3    1.4  -16.8  -24.5   -7.3  -22.9  -26.4    6.3   -2.0  -11.2   -8.8

Chattanooga Construction Potentials (6)...........     40     30     28     47     49     50     38     34     48     20     54     36     18    377    427    452
  % Chg Prev Month SAAR...........................  -53.9  -95.9  -67.253902.6   94.5    8.3  -95.7  -75.1 6175.4 -100.0*******  -99.3 -100.0   22.3   13.3    5.7
  % Chg Same Month Last Yr........................  -21.2  -20.4  -10.5   19.2   86.0   85.2   -6.8   12.5   19.1  -33.9   28.0  -15.5  -53.7   22.3   13.3    5.7

Chattanooga Cnstr Potentials,Val (MIL 82$,NSA) (6)     23     18     18     18     15     33     21     17     27     15     21     22     12    208    236    236
  % Chg Same Month Last Yr........................  -13.9   39.8   39.4  -10.5  -28.6   42.0   -2.1  -15.1  -10.3    0.9   46.3   -1.4  -47.3    6.8   13.2    0.3
------------------------------------------------------------------------------------------------------------------------------------------------------------------

KNOXVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Knoxville Economic Index (1982=100)...............  124.3  124.8  123.9  124.9  123.8  123.1  122.9  122.6  123.5  123.0  122.0  122.1  122.5  119.9  123.0  123.3
  % Chg Prev Month SAAR...........................  -11.8    4.7   -8.7   10.0  -10.1   -6.4   -1.4   -3.5    9.4   -4.4   -9.4    0.6    4.3    3.2    2.6    0.2
  % Chg Same Month Last Yr........................    2.0    3.4    1.2    2.3    1.4    0.7    0.0   -0.2    0.0    0.0   -1.7   -2.8   -1.5    3.2    2.6    0.2

Knoxville Nonag Employment (THOU) (3).............  307.7  307.8  307.6  307.5  300.9  301.8  300.4  304.3  306.0  305.0  306.6  307.2  308.2  296.7  303.2  305.3
  % Chg Prev Month SAAR...........................    0.1    0.4   -0.9   -0.4  -22.7    3.5   -5.3   16.4    7.2   -4.0    6.5    2.3    3.9    3.8    2.2    0.7
  % Chg Same Month Last Yr........................    1.6    3.7    2.8    1.9    0.3    0.4   -0.4    0.0   -0.1   -0.2   -0.3   -0.2    0.2    3.8    2.2    0.7

Knoxville Unemployment Rate (%) (3)...............    3.4    3.6    3.5    3.3    3.9    3.8    4.0    4.2    4.2    4.3    4.4    4.0    4.1    4.7    4.0    3.9

Knoxville Mfg Employment (THOU,NSA) (2)...........   51.8   51.2   51.4   51.4   50.5   51.4   51.7   51.3   51.0   51.4   51.3   51.4   51.8   50.6   50.8   51.3
  % Chg Prev Month SAAR...........................    9.7  -13.0    4.8    0.0  -19.1   23.6    7.2   -8.9   -6.8    9.8   -2.3    2.4    9.7    1.8    0.4    1.0
  % Chg Same Month Last Yr........................    1.4    2.0    2.6    2.2    0.2    1.8    1.8    1.2    0.6   -0.4   -0.2    0.0    0.0    1.8    0.4    1.0

Knoxville Taxable Sales (MIL $) (4)...............    714    696    681    718    719    718    729    715    787    735    682    740    754   7357   7981   8674
  % Chg Prev Month SAAR...........................   25.6  -26.2  -23.7   91.4    0.4   -0.9   19.1  -20.2  214.6  -55.9  -59.2  167.7   24.3    8.1    8.5    8.7
  % Chg Same Month Last Yr........................   12.0   16.7    3.8    9.3   10.5    9.0   11.1    6.9   15.4   10.3    1.3    5.7    5.6    8.1    8.5    8.7

Knoxville Taxable Sales (MIL 82 $) (4)............    475    462    451    475    473    472    478    468    514    480    444    481    489   5089   5379   5687
  % Chg Prev Month SAAR...........................   22.6  -28.5  -25.5   85.4   -3.5   -3.9   15.5  -20.8  207.2  -56.6  -60.7  165.6   21.4    5.0    5.7    5.7
  % Chg Same Month Last Yr........................    9.1   13.4    0.9    6.3    7.2    5.7    7.8    4.0   12.5    7.5   -1.5    3.0    2.9    5.0    5.7    5.7

Knoxville Bankruptcies (7)........................    489    414    376    431    390    490    449    486    548    516    524    497    574   5220   5003   5696
  % Chg Prev Month SAAR........................... 9833.0  -86.4  -68.3  410.9  -69.4 1452.7  -65.1  158.2  322.8  -51.2   18.0  -46.8  461.2  -11.9   -4.2   13.8
  % Chg Same Month Last Yr........................   19.7    7.9   24.1   -8.3   -3.8   12.5   10.7   10.4   19.4   11.9   25.7   49.1   17.4  -11.9   -4.2   13.8

Knoxville Airport Passengers (THOU) (10)..........  109.1  113.3  113.6  118.9  108.8  112.7  114.0  105.6  112.3  107.0  111.9  116.6  113.6 1310.9 1306.2 1348.3
  % Chg Prev Month SAAR...........................  -22.7   56.7    3.6   72.4  -65.4   51.8   15.0  -60.0  109.0  -44.0   71.2   63.9  -27.2    4.5   -0.4    3.2
  % Chg Same Month Last Yr........................   -1.5    4.8    4.1    6.6   -0.1    5.2    3.7    0.0    4.7   -3.2    4.1    4.6    4.1    4.5   -0.4    3.2

Knoxville Comm & Ind Elec Cons (MIL KWH) (5)......    186    191    194    198    190    193    195    194    200    193    197    194    201   2191   2262   2341
  % Chg Prev Month SAAR...........................   -3.7   33.6   26.8   24.6  -37.0   17.1   10.6   -5.6   49.9  -35.0   27.8  -18.0   55.9    8.3    3.3    3.5
  % Chg Same Month Last Yr........................    0.4    0.3    0.9    2.2   -0.9    4.6    2.7    4.7    7.1    5.3    3.1    4.0    8.2    8.3    3.3    3.5

Initial Claims For Knoxville UI (THOU) (3)........   3.51   3.69   3.87   3.34   3.86   3.37   3.79   4.80   3.92   3.80   4.17   4.46   4.30  47.13  46.64  47.37
  % Chg Prev Month SAAR...........................   14.2   83.9   74.4  -82.7  470.9  -80.5  304.1 1617.7  -91.2  -31.9  210.7  122.0  -35.2   -6.9   -1.1    1.6
  % Chg Same Month Last Yr........................  -11.4  -10.0  -11.3  -18.5    1.5  -15.2   -5.3   14.4    1.9    2.7   16.7   28.4   22.5   -6.9   -1.1    1.6

Knoxville New Incorporations (9)..................    131    132    134    157    117    117    123    136    123    121    132    120    105   1646   1501   1517
  % Chg Prev Month SAAR...........................  274.6   10.4   12.0  592.8  -97.0   -5.9   82.2  243.1  -69.1  -23.9  188.1  -66.4  -80.5    9.1   -8.8    1.1
  % Chg Same Month Last Yr........................   -6.4  -14.5   82.1   27.5   -5.4   -7.4  -11.5   21.6   -1.4   -5.6   -9.9    2.2  -20.1    9.1   -8.8    1.1

Help Wanted Index,Knoxville (1987=100) (11).......    174    185    157    172    176    166    163    179    163    165    163    146    159    134    162    166
  % Chg Prev Month SAAR...........................  -23.9  108.7  -86.0  198.9   31.8  -50.4  -19.7  207.6  -67.5   15.8  -13.6  -73.3  178.3   25.2   21.2    2.7
  % Chg Same Month Last Yr........................   15.2   24.2    4.0   11.7   17.3    3.8   -1.2    5.3   -0.6    5.8   -4.7  -18.0   -8.6   25.2   21.2    2.7

Knoxville Construction Potentials (6).............     60     63     56     64     53     82     49     85     67     54     66     73     57    577    628    769
  % Chg Prev Month SAAR...........................  625.0   92.2  -75.6  393.7  -90.921444.7  -99.864358.9  -94.3  -91.8  904.8  272.1  -94.8   12.7    8.8   22.5
  % Chg Same Month Last Yr........................    7.9   20.0   61.7    3.3   11.2  102.2  -10.9   95.4   -8.4    1.1   19.8   44.4   -4.3   12.7    8.8   22.5

Knoxville Cnstr Potentials,Val (MIL 82 $) (6).....     41     56     30     76     39     47     31     57     45     51     35     36     37    430    535    540
  % Chg Same Month Last Yr........................    8.7   -2.3  -11.3   56.0    3.6    5.8  -16.8   66.1  -13.7   -7.3  -30.6  -16.8   -9.3   -5.0   24.4    0.9
------------------------------------------------------------------------------------------------------------------------------------------------------------------

MEMPHIS ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Memphis Economic Index (1982=100).................  136.2  136.2  135.5  135.2  134.4  133.6  133.1  132.9  133.4  134.1  134.0  134.1  135.0  128.6  133.3  134.3
  % Chg Prev Month SAAR...........................   -1.3    0.2   -5.4   -2.8   -7.2   -6.5   -4.5   -1.7    4.7    6.5   -1.2    0.8    8.7    3.2    3.7    0.7
  % Chg Same Month Last Yr........................    3.6    3.8    3.7    1.5    1.5    0.7    0.3    0.6    0.0    0.1   -0.5   -1.6   -0.8    3.2    3.7    0.7

Memphis Nonag Employment (THOU) (3)...............  511.2  513.9  511.9  512.0  508.9  507.9  503.2  504.3  509.2  510.0  516.3  516.2  517.4  491.9  503.8  510.9
  % Chg Prev Month SAAR...........................   -8.4    6.5   -4.5    0.2   -7.1   -2.3  -10.5    2.7   12.3    1.9   15.7   -0.1    2.8    1.8    2.4    1.4
  % Chg Same Month Last Yr........................    1.4    2.4    2.5    1.4    1.5    1.5    1.1    1.0    1.6    1.3    1.4    0.2    1.2    1.8    2.4    1.4

Memphis Unemployment Rate (%) (3).................    4.0    4.1    4.1    4.1    4.3    4.4    4.7    4.8    4.9    5.1    4.9    4.4    4.5    5.4    4.7    4.5

Memphis Mfg Employment (THOU) (3).................   64.7   65.5   65.3   65.0   64.8   64.8   64.5   64.4   64.6   64.9   64.9   64.6   63.8   65.2   65.3   64.8
  % Chg Prev Month SAAR...........................   -9.5   16.2   -2.6   -6.7   -3.5    0.8   -5.3   -2.0    4.1    4.5    0.1   -5.0  -13.0    3.4    0.2   -0.8
  % Chg Same Month Last Yr........................   -1.2   -0.5   -0.2   -0.2   -0.4   -0.1   -2.2   -1.2   -1.2   -0.9   -0.9   -0.9   -1.3    3.4    0.2   -0.8

Memphis Taxable Sales (MIL $) (4).................    889    878    843    866    879    878    886    862    882    899    832    906    929   8894   9848  10538
  % Chg Prev Month SAAR...........................   72.6  -13.6  -38.2   36.6   19.7   -0.5   10.6  -28.2   32.3   26.0  -60.8  178.9   34.7    7.4   10.7    7.0
  % Chg Same Month Last Yr........................   14.8   15.9    8.9    5.3    7.7    8.6    8.7    5.6    3.8   10.2   -0.4    6.7    4.5    7.4   10.7    7.0

Memphis Taxable Sales (MIL 82 $) (4)..............    592    583    559    572    579    577    580    564    576    587    541    589    603   6151   6638   6910
  % Chg Prev Month SAAR...........................   68.5  -16.3  -39.6   32.3   15.0   -3.6    7.2  -28.7   29.2   24.1  -62.3  176.7   31.6    4.3    7.9    4.1
  % Chg Same Month Last Yr........................   11.8   12.6    5.8    2.4    4.5    5.3    5.5    2.7    1.2    7.5   -3.1    4.0    1.9    4.3    7.9    4.1

Memphis Bankruptcies (7)..........................   1070   1167   1129   1367   1218   1229   1178    722   1377   1191   1287   1271   1251  13873  13326  14388
  % Chg Prev Month SAAR...........................  -42.4  184.6  -33.1  898.9  -75.0   11.7  -40.1  -99.7*******  -82.6  154.4  -14.3  -17.2   -2.5   -3.9    8.0
  % Chg Same Month Last Yr........................  -15.6    7.9    9.0   20.9   16.8    8.2    1.8  -33.4    4.7   13.2   17.1   13.5   17.0   -2.5   -3.9    8.0

Memphis Airport Passengers (THOU) (12)............  731.8  741.8  740.7  749.6  702.2  740.7  740.8  739.7  756.9  732.9  727.3  758.5  771.5 7859.9 8027.2 8902.6
  % Chg Prev Month SAAR...........................   68.8   17.8   -1.8   15.5  -54.4   89.7    0.2   -1.7   31.7  -32.0   -8.8   65.5   22.7   -3.6    2.1   10.9
  % Chg Same Month Last Yr........................   15.0   10.6   11.4   14.8    8.2   12.7   15.9   13.7   16.1   10.1    4.9    8.3    5.4   -3.6    2.1   10.9

Memphis Comm & Ind Elec Cons (MIL KWH) (5)........    563    551    597    550    570    575    598    540    569    594    538    574    503   6299   6568   6760
  % Chg Prev Month SAAR...........................   44.6  -23.9  163.1  -62.4   54.4   10.4   60.5  -70.8   87.7   67.8  -69.7  119.0  -79.7    1.7    4.3    2.9
  % Chg Same Month Last Yr........................    4.7   -2.0    6.7    2.4    5.6    4.9    3.5   -0.7    9.8   10.9    0.6    5.1  -10.7    1.7    4.3    2.9

Initial Claims For Memphis UI (THOU) (3)..........   4.14   4.04   4.12   4.07   3.94   4.08   4.59   4.70   4.99   4.74   4.70   4.82   4.44  57.48  54.62  53.23
  % Chg Prev Month SAAR...........................   -3.3  -24.5   27.3  -15.2  -32.5   52.1  320.2   29.7  109.2  -46.6   -8.9   33.8  -62.3  -20.3   -5.0   -2.5
  % Chg Same Month Last Yr........................  -13.2  -14.9  -11.4  -13.3  -15.1  -11.8   -3.0    0.8    8.1    7.3    3.5   16.1    7.4  -20.3   -5.0   -2.5

Memphis New Incorporations (9)....................    169    157    143    115    122    136    144    150    143    166    123    140    130   2038   1770   1671
  % Chg Prev Month SAAR...........................   82.3  -58.7  -67.5  -92.8  112.9  264.6   89.4   68.1  -43.8  512.2  -97.2  351.1  -58.6    1.5  -13.2   -5.6
  % Chg Same Month Last Yr........................   15.7   -6.3   29.1  -26.6  -12.5   -9.4   -6.8   40.1   -3.9    8.3  -17.4  -13.1  -23.2    1.5  -13.2   -5.6

Help Wanted Index,Memphis (1987=100) (11).........    136    132    133    130    124    114    123    120    117    123    123    121    127     88    124    124
  % Chg Prev Month SAAR...........................   30.7  -30.1    9.5  -23.9  -43.3  -63.5  148.9  -25.6  -26.2   82.2    0.0  -17.9   78.7   21.4   40.3    0.0
  % Chg Same Month Last Yr........................   32.0   26.9   22.0   12.1    1.6   -8.1   -3.1   -7.0   -7.9   -3.9   -6.8   -9.0   -6.6   21.4   40.3    0.0

Memphis Construction Potentials (6)...............     64     58     75     86     50    101     66     51    105     82     62     66     71    702    801    874
  % Chg Prev Month SAAR...........................  -87.6  -69.9 2245.0  387.5  -99.8*******  -99.4  -94.6*******  -94.6  -96.4   78.7  151.2    6.4   14.1    9.1
  % Chg Same Month Last Yr........................   -0.7   -7.4   16.5   56.0  -21.8   49.2   12.6   -9.6   26.4    7.7  -13.1  -14.0   10.6    6.4   14.1    9.1

Memphis Cnstr Potentials,Val (MIL 82 $) (6).......     52     74     91     90     52     87     48    107     98     97     76     99     70    811    747    989
  % Chg Same Month Last Yr........................  -68.7   34.0   44.5   47.3  -12.1   32.7  -30.1   90.5   19.9   78.8   45.7   27.2   34.1   16.7   -8.0   32.5
------------------------------------------------------------------------------------------------------------------------------------------------------------------

NASHVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Nashville Economic Index (1982=100)...............  130.7  130.4  129.8  131.4  130.3  129.3  129.3  128.4  129.5  129.2  128.6  130.6  130.9  123.2  128.1  129.8
  % Chg Prev Month SAAR...........................    3.5   -3.4   -4.7   15.0   -8.9   -9.3    0.3   -8.5   11.1   -2.3   -6.0   20.9    2.8    3.7    4.0    1.3
  % Chg Same Month Last Yr........................    3.9    4.6    2.9    2.8    2.3    1.4    1.0    0.6    0.7    0.0   -0.8    0.2    0.2    3.7    4.0    1.3

Nashville Nonag Employment (THOU) (3).............  586.8  586.9  588.4  592.8  592.6  588.6  589.9  590.9  592.0  594.4  599.2  599.9  601.1  541.8  570.7  593.1
  % Chg Prev Month SAAR...........................   -0.6    0.1    3.2    9.2   -0.3   -7.9    2.7    2.1    2.2    4.8   10.3    1.4    2.5    4.9    5.3    3.9
  % Chg Same Month Last Yr........................    5.2    6.1    5.7    5.2    4.9    4.1    4.0    3.5    2.9    3.3    2.9    2.2    2.4    4.9    5.3    3.9

Nashville Unemployment Rate (%) (3)...............    2.7    2.8    2.7    2.8    3.0    3.2    3.4    3.6    3.5    3.7    3.5    3.4    3.7    4.2    3.3    3.3

Nashville Mfg Employment (THOU,NSA) (2)...........  100.7  101.2  101.0  101.0  100.7  100.6  100.7  100.1   98.7   98.6   98.5   98.4   99.4   94.2   98.7   99.9
  % Chg Prev Month SAAR...........................    8.7    6.1   -2.3    0.0   -3.5   -1.2    1.2   -6.9  -15.6   -1.2   -1.2   -1.2   12.9    3.6    4.7    1.2
  % Chg Same Month Last Yr........................    4.7    5.0    4.2    3.5    2.9    2.1    1.5    1.0   -0.2   -0.7   -1.2   -1.6   -1.3    3.6    4.7    1.2

Nashville Taxable Sales (MIL $) (4)...............   1195   1159   1158   1240   1219   1183   1218   1180   1252   1248   1136   1292   1308  12251  13598  14592
  % Chg Prev Month SAAR...........................   22.5  -31.0   -1.0  127.7  -18.3  -30.2   41.1  -31.2  101.8   -3.7  -67.6  371.1   15.5   10.7   11.0    7.3
  % Chg Same Month Last Yr........................   10.0   15.9    5.7    9.8    9.2    4.4    8.2    4.4    6.5    7.6   -2.4   10.0    9.4   10.7   11.0    7.3

Nashville Taxable Sales (MIL 82 $) (4)............    796    769    767    820    803    777    798    773    818    814    739    840    849   8473   9166   9568
  % Chg Prev Month SAAR...........................   19.6  -33.2   -3.3  120.6  -21.5  -32.4   36.7  -31.7   97.1   -5.2  -68.9  367.4   12.9    7.5    8.2    4.4
  % Chg Same Month Last Yr........................    7.2   12.7    2.8    6.8    6.0    1.2    5.0    1.6    3.8    4.9   -5.1    7.2    6.7    7.5    8.2    4.4

Nashville Bankruptcies (7)........................    747    741    741    784    682    806    789    735    809    871    862    876    882   9992   8938   9577
  % Chg Prev Month SAAR...........................  -18.1   -9.7    0.6   97.4  -81.2  633.9  -21.7  -57.8  216.8  143.2  -11.1   20.8    9.2   -8.2  -10.5    7.2
  % Chg Same Month Last Yr........................   -3.5    4.2   -3.0    5.2   -2.6    6.9    8.5   -3.9    5.3   12.7   18.7   15.4   18.2   -8.2  -10.5    7.2

Nashville Airport Passengers (THOU) (13)..........  754.0  737.1  708.0  711.9  695.0  654.2  588.8  557.3  584.3  598.9  605.3  626.1  599.2 9115.2 8738.0 7666.1
  % Chg Prev Month SAAR...........................  -22.6  -23.9  -38.4    7.0  -25.2  -51.6  -71.8  -48.3   76.4   34.4   13.7   50.1  -41.0  -10.9   -4.1  -12.3
  % Chg Same Month Last Yr........................    2.9    2.5   -1.3   -1.2   -1.9   -7.0  -17.6  -24.6  -17.2  -17.4  -20.3  -18.7  -20.5  -10.9   -4.1  -12.3

Nashville Comm & Ind Elec Cons (MIL KWH) (5)......    488    494    506    498    505    490    517    484    476    535    484    495    510   5599   5797   5993
  % Chg Prev Month SAAR...........................   -3.4   13.6   34.7  -18.0   20.3  -31.0   89.0  -54.2  -18.0  301.8  -69.8   31.9   40.8    7.7    3.5    3.4
  % Chg Same Month Last Yr........................    4.4    1.3    3.0    4.2    4.4    1.3    4.3   -2.8    4.2   14.9    1.2    1.1    4.4    7.7    3.5    3.4

Initial Claims For Nashville UI (THOU) (3)........   3.77   3.96   4.05   4.06   4.22   4.61   4.98   5.89   5.75   5.52   5.65   4.87   4.64  63.85  53.90  58.19
  % Chg Prev Month SAAR...........................  -24.4   79.0   31.0    1.7   62.5  185.8  151.4  647.2  -24.6  -39.0   32.4  -83.3  -43.3  -25.9  -15.6    8.0
  % Chg Same Month Last Yr........................  -25.0  -20.2  -16.5  -14.2   -6.6    1.9    8.0   19.9   15.0   38.0   35.9   26.0   23.0  -25.9  -15.6    8.0

Nashville New Incorporations (9)..................    272    263    230    262    228    254    257    209    266    222    239    255    259   3124   3000   2944
  % Chg Prev Month SAAR...........................  -34.9  -35.4  -79.8  383.8  -80.9  259.9   15.0  -91.8 1717.1  -88.4  143.8  118.0   21.3   -5.2   -4.0   -1.9
  % Chg Same Month Last Yr........................    9.9    0.6   44.4    8.2  -10.2   -0.4   -2.1   -9.9    7.3  -24.9    1.2   -9.6   -4.8   -5.2   -4.0   -1.9

Help Wanted Index,Nashville (1987=100) (14).......    126    123    123    128    125    118    116    113    115    116    113    122    123     91    116    120
  % Chg Prev Month SAAR...........................   33.5  -25.1    0.0   61.3  -24.8  -49.9  -18.5  -27.0   23.4   10.9  -27.0  150.8   10.3   25.9   27.8    2.7
  % Chg Same Month Last Yr........................   21.2   23.0   11.8    9.4    7.8   -1.7   -1.7    0.0   -0.9   -1.7   -5.8   -0.8   -2.4   25.9   27.8    2.7

Nashville Construction Potentials (6).............    144    163    115    168    131    133    135    128    153    122    130    172    151   1313   1567   1701
  % Chg Prev Month SAAR...........................   81.5  327.9  -98.4 8577.3  -94.8   18.9   18.1  -45.6  746.0  -93.3  103.9 2944.2  -79.2    9.1   19.4    8.5
  % Chg Same Month Last Yr........................   14.9   45.9  -13.9   26.5    8.0   28.1   -1.9    2.2    9.8  -13.1   -7.4   25.6    4.9    9.1   19.4    8.5

Nashville Cnstr Potentials,Val (MIL 82 $) (6).....     90    118    102    107    106    103    125     99    123     91    105    121    155   1046   1331   1355
  % Chg Same Month Last Yr........................  -14.1   17.1    4.1   -3.7  -33.3   23.7   17.7   -2.1    0.7  -33.8    8.6   -3.3   72.3   -6.5   27.2    1.8
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TRI-CITIES ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Tri-Cities Economic Index (1982=100)..............  121.9  123.9  125.3  124.6  125.1  122.6  124.6  122.9  123.8  123.1  122.6  122.8  122.5  120.7  122.5  123.6
  % Chg Prev Month SAAR...........................  -18.7   22.3   14.4   -6.8    4.6  -21.5   21.4  -15.3    9.6   -6.9   -4.1    2.0   -2.9    2.3    1.5    1.0
  % Chg Same Month Last Yr........................    0.3    2.2    1.7    2.2    2.3    0.5    1.5    0.1    0.8    0.6    0.1   -0.9    0.6    2.3    1.5    1.0

Tri-Cities Nonag Employment (THOU) (3)............  185.7  186.7  187.0  187.8  187.0  185.0  184.6  187.9  190.0  186.0  187.9  187.4  187.4  184.5  185.3  187.1
  % Chg Prev Month SAAR...........................   -3.7    7.0    2.0    5.1   -4.8  -12.1   -2.9   23.7   14.2  -22.4   13.1   -3.1   -0.4    1.8    0.5    0.9
  % Chg Same Month Last Yr........................   -0.7    1.2    0.8    0.6    0.7    0.2    0.2    1.2    2.3    0.7    1.8    0.6    0.9    1.8    0.5    0.9

Tri-Cities Unemployment Rate (%) (3)..............    4.3    4.4    4.4    4.3    4.4    4.7    4.9    5.2    5.2    5.2    5.8    4.7    4.9    5.7    5.3    4.8

Tri-Cities Mfg Employment (THOU,NSA) (2)..........   52.9   52.8   53.0   53.3   53.4   53.3   53.3   53.3   53.4   53.2   53.4   52.9   52.6   53.7   53.0   53.2
  % Chg Prev Month SAAR...........................    7.1   -2.2    4.6    7.0    2.3   -2.2    0.0    0.0    2.3   -4.4    4.6  -10.7   -6.6   -0.4   -1.3    0.3
  % Chg Same Month Last Yr........................   -0.8    0.4    0.2    0.2    0.9    0.6   -0.4    0.0   -0.2   -0.6    2.3    0.6   -0.6   -0.4   -1.3    0.3

Tri-Cities Taxable Sales (MIL $) (4)..............    248    269    295    287    283    284    290    280    283    279    271    277    288   2981   3147   3385
  % Chg Prev Month SAAR...........................  -63.7  158.8  202.6  -27.0  -17.7    3.7   29.2  -33.7   11.6  -12.6  -32.0   31.5   61.8    5.0    5.6    7.6
  % Chg Same Month Last Yr........................   -1.3   11.6   15.6    5.9    9.1    9.8   10.4    4.9    5.1    2.1   -0.3    2.4   16.0    5.0    5.6    7.6

Tri-Cities Taxable Sales (MIL 82 $) (4)...........    165    179    195    190    186    186    190    183    185    182    176    180    187   2062   2121   2220
  % Chg Prev Month SAAR...........................  -64.5  150.7  195.5  -29.2  -20.9    0.4   25.2  -34.2    9.0  -13.9  -34.6   30.5   58.0    2.0    2.9    4.6
  % Chg Same Month Last Yr........................   -3.9    8.5   12.4    3.0    5.8    6.5    7.1    2.0    2.4   -0.4   -3.0   -0.2   13.0    2.0    2.9    4.6

Tri-Cities Bankruptcies (7).......................    489    414    376    431    390    490    449    486    548    516    524    497    574   5220   5003   5696
  % Chg Prev Month SAAR........................... 9833.0  -86.4  -68.3  410.9  -69.4 1452.7  -65.1  158.2  322.8  -51.2   18.0  -46.8  461.2  -11.9   -4.2   13.8
  % Chg Same Month Last Yr........................   19.7    7.9   24.1   -8.3   -3.8   12.5   10.7   10.4   19.4   11.9   25.7   49.1   17.4  -11.9   -4.2   13.8

Tri-Cities Airport Passengers (THOU) (15).........   36.8   37.6   37.4   39.3   37.3   37.2   35.2   33.2   34.3   35.0   34.9   35.8   32.8  446.8  436.8  430.0
  % Chg Prev Month SAAR...........................   -9.5   28.7   -4.2   77.3  -46.5   -2.7  -47.7  -50.5   47.1   25.9   -1.5   33.4  -64.5   -4.8   -2.2   -1.5
  % Chg Same Month Last Yr........................   -1.6    2.1    0.1    4.0    0.2   -0.8   -1.8   -2.8   -0.7   -2.2   -2.7   -3.5  -10.8   -4.8   -2.2   -1.5

Tri-Cities Comm & Ind Elec Cons (MIL KWH) (5).....     52     56     61     54     62     56     71     59     64     63     58     58     57    646    673    718
  % Chg Prev Month SAAR...........................  -10.9  173.2  141.5  -76.7  470.0  -70.8 1512.4  -87.9  146.5  -23.7  -61.1    2.6  -25.1    8.5    4.2    6.7
  % Chg Same Month Last Yr........................    2.0   -2.6    3.9    4.0    9.0   -3.2   21.7    0.4    7.8   12.2    7.9   10.6    9.0    8.5    4.2    6.7

Initial Claims For Tri-Cities UI (THOU) (3).......   2.23   2.13   2.19   1.98   2.02   2.22   2.13   2.60   2.56   2.25   2.12   2.20   2.22  30.45  31.24  26.64
  % Chg Prev Month SAAR...........................  -52.5  -39.9   39.9  -70.3   22.5  219.1  -41.1 1033.8  -16.4  -79.4  -49.9   53.5    9.6   -5.6    2.6  -14.7
  % Chg Same Month Last Yr........................  -16.9  -22.4  -19.5  -32.0  -26.4  -16.7  -17.8    3.9   -3.0  -14.9  -13.9   -7.1   -0.5   -5.6    2.6  -14.7

Tri-Cities New Incorporations (9).................     32     35     39     28     30     40     30     25     36     38     34     37     26    440    375    396
  % Chg Prev Month SAAR...........................   22.2  186.9  277.1  -97.7  150.8 2190.0  -97.0  -88.7 7922.1   97.2  -68.1  154.3  -98.1   -3.4  -14.9    5.7
  % Chg Same Month Last Yr........................    1.4   -0.5   58.5  -15.9  -31.3   23.1   -5.7   -7.2   23.2   44.7   12.5   18.6  -16.3   -3.4  -14.9    5.7

Tri-Cities Construction Potentials (6)............     19     16     26     25     32     33     33     17     27     32     18     26     16    265    245    299
  % Chg Prev Month SAAR...........................  340.6  -89.037411.0  -32.3 1880.1   56.7   22.4 -100.040148.3  565.4  -99.9 5798.9  -99.7   14.1   -7.8   22.2
  % Chg Same Month Last Yr........................  -28.0   96.9   29.1   -6.9   64.3   50.7   52.3  -30.1  -21.6  116.8   -4.3   54.3  -16.4   14.1   -7.8   22.2

Tri-Cities Cnstr Potentials,Val (MIL 82 $,NSA) (6)     11     10     12     24     12     43     27     16     17     19     28     24     11    241    205    243
  % Chg Same Month Last Yr........................  -28.5   12.4  -40.8    7.8  -50.9  189.6   82.0  -11.3  -17.7   10.8   56.4   75.4    0.1   -6.7  -14.8   18.7
------------------------------------------------------------------------------------------------------------------------------------------------------------------

Center for Business and Economic Research, College of Business
Administration, The University of Tennessee, Knoxville.  For further
information, call CBER (423) 974-5441.

      Data reported herein are seasonally adjusted, and therefore
may not be directly comparable to data elsewhere.  The five
seasonally adjusted leading index components are Tennessee
construction potentials, initial claims for Tennessee unemployment
insurance, the U.S. leading index, inflation-adjusted taxable sales
and taxable mortgages.  The three seasonally adjusted coincident
index components are Tennessee commercial and industrial electricity
consumption, the Memphis help-wanted advertising index, and the U.S.
coincident index.  See the Fall 1988 issue of the Survey of Business
and the 1994 Economic Report to the Governor for a complete
discussion of the methodology underlying the Tennessee economic
indices.


Tennessee Economic Overview, December 1995
Tennessee Economic Overview, Current
CBER Home Page

Last updated March 11, 1996
Vickie Cunningham, vcunningham@utk.edu