Tennessee Economic Indicator Tables, November 1995



NOTES

The following notes concern the Tennessee, U.S., and MSA Economic
      Indicator tables that follow.

 1.  Annual Rate.
 2.  Source: Tennessee Department of Employment Security.
 3.  Calculated from data provided by the Tennessee Department
     of Employment Security.
 4.  Calculated from data provided by the Tennessee Department
     of Revenue.
 5.  Calculated from data provided by the Tennessee Valley
     Authority.
 6.  Calculated from data provided by the F.W. Dodge Division
     of McGraw-Hill Information Services Company.
 7.  Calculated from data provided by the U.S. Bankruptcy
     Courts.
 8.  Calculated from data provided by the Chattanooga
     Metropolitan Airport Authority.
 9.  Calculated from data provided by the Tennessee Department
     of State.
10.  Calculated from data provided by the Metropolitan
     Knoxville Airport Authority.
11.  Source: The Conference Board.
12.  Calculated from data provided by the Memphis-Shelby
     County Airport Authority.
13.  Calculated from data provided by the Metropolitan
     Nashville Airport Authority.
14.  Calculated from data provided by The Conference Board.
15.  Calculated from data provided by the Tri-City Airport
     Commission.

TENNESSEE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
TN Coincident Composite Index (1982=100).....  145.7  147.1  147.5  148.1  148.1  148.1  146.5  147.7  146.6  148.0  148.6  148.0  147.7  129.6  135.2  143.6
  % Chg Prev Month SAAR......................  -0.49  11.73   3.37   5.42  -0.26  -0.25 -11.99   9.91  -8.60  12.54   5.19  -4.74  -2.37   2.45   4.29   6.20
  % Chg Same Month Last Yr...................   5.76   5.87   5.72   5.60   4.36   3.36   2.20   2.68   1.97   2.54   2.99   1.54   1.38   2.45   4.29   6.20

TN Leading Composite Index (1982=100)........  116.2  116.4  116.2  115.9  116.5  115.4  115.1  115.4  115.0  116.1  115.3  114.5  114.6  111.2  112.7  115.4
  % Chg Prev Month SAAR......................   4.66   1.92  -2.46  -2.67   6.07 -10.33  -3.37   2.95  -4.21  12.12  -7.84  -8.31   1.32   1.62   1.38   2.40
  % Chg Same Month Last Yr...................   2.03   2.04   2.42   1.67   0.48   0.61   0.09  -0.35  -0.15  -0.12  -0.73  -1.16  -1.43   1.62   1.38   2.40

TN Nonag Employment (THOU) (2)............... 2469.5 2458.6 2464.2 2471.3 2481.9 2485.8 2487.9 2486.4 2485.8 2484.4 2503.5 2515.2 2510.8 2244.9 2328.4 2421.1
  % Chg Prev Month SAAR......................  14.16  -5.17   2.77   3.51   5.27   1.90   1.02  -0.72  -0.29  -0.67   9.63   5.75  -2.08   2.81   3.72   3.98
  % Chg Same Month Last Yr...................   4.69   3.71   3.94   3.67   3.46   3.51   3.17   2.68   2.32   2.31   2.73   2.98   1.67   2.81   3.72   3.98

TN Unemployment Rate (%) (2).................    4.3    4.0    4.0    4.1    4.0    4.4    4.6    5.0    5.2    5.1    5.2    5.2    5.0    6.4    5.7    4.8

TN Mfg Employment (THOU) (2).................  540.2  541.3  542.4  541.2  540.4  537.7  537.7  534.8  530.8  530.9  530.5  528.1  526.7  514.5  528.4  538.4
  % Chg Prev Month SAAR......................   1.12   2.47   2.47  -2.62  -1.76  -5.83   0.00  -6.28  -8.62   0.23  -0.90  -5.30  -3.14   2.36   2.70   1.89
  % Chg Same Month Last Yr...................   1.56   1.39   1.67   0.89   0.73   0.21   0.07  -0.80  -1.81  -1.65  -1.78  -2.15  -2.50   2.36   2.70   1.89

TN Mfg Avg Weekly Hours (3)..................   41.1   40.9   41.0   41.1   40.5   39.7   40.2   40.2   40.1   40.4   40.6   40.2   40.2   40.4   40.8   40.9
  % Chg Prev Month SAAR......................   1.23  -7.00   2.96   5.01 -16.39 -21.38  14.91   1.14  -3.35   8.30   6.12 -10.67   0.94   1.84   1.02   0.41
  % Chg Same Month Last Yr...................   0.68   0.68   0.21   1.47  -0.55  -3.65  -1.26  -2.07  -1.79  -1.12  -1.22  -2.14  -2.16   1.84   1.02   0.41

TN Taxable Sales (MIL $) (4).................   4787   4845   4781   4775   5117   4977   4901   5044   4890   5140   5066   4860   4995  46959  50649  55343
  % Chg Prev Month SAAR......................  29.65  15.60 -14.87  -1.28 128.86 -28.19 -16.90  41.21 -31.15  82.03 -15.86 -39.32  38.87   6.34   7.86   9.27
  % Chg Same Month Last Yr...................  10.57  10.60  15.39   8.68   7.33  10.83   8.03   9.16   6.02   7.33   8.42   3.74   4.34   6.34   7.86   9.27

TN Taxable Sales (MIL 82 $) (4)..............   3193   3226   3174   3165   3382   3279   3220   3305   3202   3359   3307   3162   3248  33446  35032  37304
  % Chg Prev Month SAAR......................  25.56  12.86 -17.54  -3.61 121.71 -30.97 -19.48  36.83 -31.69  77.80 -17.17 -41.65  37.79   3.22   4.74   6.48
  % Chg Same Month Last Yr...................   7.69   7.73  12.17   5.66   4.35   7.55   4.76   5.94   3.17   4.60   5.73   0.91   1.69   3.22   4.74   6.48

TN Comm & Ind Elect Consumption (MIL KWH) (5)   2909   2946   3008   3078   3033   3037   3005   3055   2934   3022   3097   2907   2997  31187  33412  34914
  % Chg Prev Month SAAR......................  22.47  16.26  28.63  31.96 -16.28   1.48 -12.02  22.23 -38.53  42.67  34.30 -53.30  44.57   7.04   7.14   4.49
  % Chg Same Month Last Yr...................   1.99   2.78   1.90   6.45   4.17   4.29   2.69   3.28   0.15   6.16   7.86   1.63   3.05   7.04   7.14   4.49

Initial Claims For TN UI (THOU) (3)..........   27.6   29.1   32.5   32.5   32.2   28.0   42.9   38.4   41.8   37.8   39.1   50.4   45.6  487.7  427.8  404.5
  % Chg Prev Month SAAR......................  -71.1   91.1  276.2    1.2  -12.1  -81.316837.9  -73.4  174.6  -69.9   47.7 2018.2  -69.4  -13.5  -12.3   -5.4
  % Chg Same Month Last Yr................... -25.71 -20.83 -17.20 -17.71  -7.83 -21.03  18.97  13.90  17.93  10.73  34.95  64.85  65.62 -13.51 -12.29  -5.44

Continued Weeks Claimed For TN UI (THOU) (3).  160.3  150.3  175.4  165.5  141.3  149.2  180.7  161.6  211.7  192.7  187.1  217.0  199.0 2744.2 2235.8 2140.5
  % Chg Prev Month SAAR......................  -75.8  -53.8  538.4  -50.4  -85.0   93.3  896.1  -73.9 2453.3  -67.6  -29.8  495.7  -64.7  -16.0  -18.5   -4.3
  % Chg Same Month Last Yr................... -18.58 -19.11  -8.27 -15.07 -23.03 -13.86  -5.81  -6.86  22.51  -4.72  12.44  20.29  24.15 -15.99 -18.53  -4.26

Total TN Construction Potentials (6).........    515    498    531    478    629    494    572    516    521    535    533    550    556   4922   5303   6021
  % Chg Prev Month SAAR......................  -18.3  -33.2  116.9  -71.5 2567.4  -94.5  485.4  -70.9   10.5   38.1   -3.0   43.9   13.7   10.0    7.7   13.6
  % Chg Same Month Last Yr...................  -1.44   4.79  20.47   0.73  10.07  10.35  30.71 -10.24  12.59  -3.13   2.06   4.98   7.91  10.03   7.73  13.55

TN Constrc Potentials,Val (MIL 82 $,NSA) (6).    305    279    304    297    447    305    418    403    440    480    452    419    339   3741   3789   4301
  % Chg Same Month Last Yr...................   0.60 -31.43  26.06  -0.98   4.18 -22.86  33.06 -17.25  32.68   0.31  11.19  25.51  10.87  19.73   1.30  13.52
-------------------------------------------------------------------------------------------------------------------------------------------------------------

U.S. ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US Personal Income (BIL 82 $) (1)............ 3924.1 3942.8 3968.8 3972.0 3976.1 3988.1 3972.5 3987.9 4008.0 4001.5 4016.4 4032.7 4037.6 3748.9 3790.0 3876.4
  % Chg Prev Month SAAR......................  -2.16   5.86   8.20   0.96   1.27   3.66  -4.58   4.73   6.22  -1.93   4.56   4.99   1.45   2.82   1.10   2.28
  % Chg Same Month Last Yr...................   3.09   0.65   5.94   4.51   3.94   2.76   1.95   2.52   3.08   2.89   2.96   2.58   2.89   2.82   1.10   2.28

US CPI,All Urban Consumers (1982-84=100).....  149.9  150.2  150.6  150.9  151.3  151.8  152.2  152.6  152.7  153.0  153.2  153.7  153.8  140.4  144.6  148.3
  % Chg Prev Month SAAR......................   3.26   2.43   3.24   2.42   3.23   4.04   3.21   3.20   0.79   2.38   1.58   3.99   0.78   3.04   2.96   2.61
  % Chg Same Month Last Yr...................   2.67   2.67   2.87   2.86   2.86   3.05   3.12   3.04   2.76   2.62   2.54   2.81   2.60   3.04   2.96   2.61

US Nonag Employment (MIL)....................  115.4  115.6  115.8  116.1  116.3  116.3  116.2  116.5  116.6  116.8  116.9  117.0  117.2  108.6  110.7  114.0
  % Chg Prev Month SAAR......................   5.26   2.07   1.95   3.29   1.87   0.08  -0.64   3.13   0.29   2.74   0.97   0.70   2.20   0.31   1.96   2.98
  % Chg Same Month Last Yr...................   3.25   3.15   3.12   3.15   2.84   2.60   2.30   2.29   2.11   2.03   1.89   1.80   1.55   0.31   1.96   2.98

US Unemployment Rate (%).....................    5.6    5.4    5.7    5.4    5.5    5.8    5.7    5.6    5.7    5.6    5.6    5.5    5.6    7.4    6.8    6.1

Bank Prime Interest Rate (%).................    8.1    8.5    8.5    9.0    9.0    9.0    9.0    9.0    8.8    8.8    8.8    8.8    8.8    6.3    6.0    7.1

US Coincident Composite Index (1982=100).....  116.1  116.8  117.0  117.3  117.4  117.1  117.0  117.5  117.4  118.0  118.2  118.3  118.5  106.9  109.7  114.2
  % Chg Prev Month SAAR......................   4.23   7.48   2.07   3.12   1.03  -3.02  -1.02   5.25  -1.02   6.31   2.05   1.02   2.05   1.54   2.60   4.13
  % Chg Same Month Last Yr...................   4.41   4.47   4.84   4.27   3.80   3.35   2.90   3.07   2.98   2.79   2.78   2.25   2.07   1.54   2.60   4.13

US Leading Composite Index (1982=100)........  102.4  102.6  102.6  102.4  101.9  101.3  101.1  101.3  101.1  101.2  101.1  100.7  100.5   98.2   98.9  101.8
  % Chg Prev Month SAAR......................   1.18   2.37   0.00  -2.31  -5.70  -6.84  -2.34   2.40  -2.34   1.19  -1.18  -4.65  -2.36   1.04   0.71   2.91
  % Chg Same Month Last Yr...................   2.71   2.29   1.99   1.79   0.49   0.00  -0.39  -0.59  -0.69  -1.17  -1.37  -1.56  -1.86   1.04   0.71   2.91

US Mfg Employment (MIL)......................   18.4   18.5   18.5   18.5   18.5   18.5   18.5   18.4   18.4   18.4   18.3   18.3   18.3   18.1   18.1   18.3
  % Chg Prev Month SAAR......................   2.71   2.17   1.97   1.37   0.13  -1.22  -3.19  -1.81  -4.78   0.26  -2.26  -1.37  -1.89  -1.64  -0.16   1.26
  % Chg Same Month Last Yr...................   1.89   1.98   1.93   1.91   1.70   1.44   1.09   0.72   0.31   0.06  -0.18  -0.53  -0.91  -1.64  -0.16   1.26

Initial Claims for U.S. UI (THOU)............ 1454.4 1425.3 1450.9 1455.5 1495.9 1478.5 1648.3 1586.2 1573.9 1552.1 1546.2 1643.5 1668.8 1769.2 1480.3 1473.2
  % Chg Prev Month SAAR......................  43.63 -21.55  23.79   3.88  38.86 -13.06 268.54 -36.92  -8.90 -15.43  -4.44 108.00  20.12  -8.17 -16.33  -0.48
  % Chg Same Month Last Yr...................  -3.09  -4.58  -2.64  -4.16  -0.13  -0.76   8.70   7.13   9.94   3.74   5.44  16.46  14.74  -8.17 -16.33  -0.48

US Retail Sales (BIL $)......................  191.7  191.8  193.2  191.9  193.2  193.0  195.1  196.8  196.1  197.4  197.2  196.7  198.4  162.1  172.7  186.0
  % Chg Prev Month SAAR......................   0.99   0.55   9.43  -7.98   8.34  -0.81  13.76  10.75  -4.21   8.36  -1.00  -2.92  10.86   4.77   6.58   7.72
  % Chg Same Month Last Yr...................   7.58   6.63   8.57   5.68   5.04   5.14   6.52   6.27   5.74   5.02   4.41   2.73   3.53   4.77   6.58   7.72

US Consumer Sentiment (196601=100)...........   91.6   95.1   97.6   95.1   90.3   92.5   89.8   92.7   94.4   96.2   88.9   90.2   88.2   77.2   82.8   92.3
  % Chg Prev Month SAAR...................... -13.35  56.83  36.53 -26.76 -46.29  33.49 -29.92  46.43  24.37  25.44 -61.21  19.03 -23.59  -0.39   7.17  11.44
  % Chg Same Month Last Yr...................  12.81   7.82   3.50   2.04  -1.31  -0.11  -3.23   1.64   6.07   4.91  -2.84  -2.70  -3.71  -0.39   7.17  11.44

-------------------------------------------------------------------------------------------------------------------------------------------------------------
                                              92/III  92/IV  93/I  93/II  93/III  93/IV  94/I  94/II  94/III  94/IV  95/I  95/II  95/III   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US GDP (BIL 87 $) (1)........................ 4990.5 5060.7 5075.3 5105.4 5139.4 5218.0 5261.1 5314.1 5367.0 5433.8 5470.1 5487.8 5544.6 4979.3 5134.5 5344.0
  % Chg Prev Qtr SAAR........................   3.52   5.75   1.16   2.39   2.69   6.26   3.34   4.09   4.04   5.07   2.70   1.30   4.20   2.29   3.12   4.08
  % Chg Same Qtr Last Yr.....................   2.27   3.69   3.19   3.19   2.98   3.11   3.66   4.09   4.43   4.14   3.97   3.27   3.31   2.29   3.12   4.08

US Personal Income (Bil 87 $) (1)............ 4161.8 4271.4 4181.0 4244.1 4255.4 4301.6 4343.9 4390.9 4414.5 4487.8 4544.2 4551.6 4592.4 4174.0 4245.5 4409.3
  % Chg Prev Qtr SAAR........................   2.01  10.96  -8.20   6.17   1.08   4.41   3.98   4.40   2.17   6.81   5.12   0.65   3.64   2.82   1.71   3.86
  % Chg Same Qtr Last Yr.....................   2.65   4.83   1.44   2.49   2.25   0.71   3.90   3.46   3.74   4.33   4.61   3.66   4.03   2.82   1.71   3.86
-------------------------------------------------------------------------------------------------------------------------------------------------------------

CHATTANOOGA ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Chattanooga Economic Index (1982=100).............  120.9  120.4  121.9  121.5  121.6  121.3  119.9  119.0  118.7  118.6  118.6  118.4  117.8  115.0  118.6  119.9
  % Chg Prev Month SAAR...........................    2.7   -4.6   16.5   -4.5    1.5   -3.6  -13.0   -8.4   -3.2   -0.7    0.2   -1.9   -5.8    2.6    3.1    1.2
  % Chg Same Month Last Yr........................    1.3    0.3    2.1    3.3    0.8    1.1    0.3   -0.9   -1.3   -0.8   -1.4   -1.8   -2.5    2.6    3.1    1.2

Chattanooga Nonag Employment (THOU) (3)...........  216.5  217.5  218.8  218.9  217.4  216.8  216.8  212.1  213.4  214.1  212.8  215.3  213.7  202.0  209.4  215.1
  % Chg Prev Month SAAR...........................    1.1    5.9    7.2    0.7   -7.9   -3.6   -0.1  -22.9    7.7    3.8   -6.9   15.1   -8.8    1.6    3.7    2.7
  % Chg Same Month Last Yr........................    2.0    1.3    2.5    1.8    1.7    1.1    1.7   -1.3   -1.0   -0.4   -1.1   -0.5   -1.3    1.6    3.7    2.7

Chattanooga Unemployment Rate (%) (3).............    4.1    4.0    4.1    3.9    4.0    4.2    4.4    4.7    4.8    4.8    4.9    5.0    5.2    6.2    5.1    4.5

Chattanooga Mfg Employment (THOU,NSA) (3).........   45.8   45.8   44.9   44.9   45.2   45.2   44.7   44.4   44.0   44.4   44.2   44.2   44.3   43.5   45.0   45.7
  % Chg Prev Month SAAR...........................    5.4    0.0  -21.2    0.0    8.3    0.0  -12.5   -7.8  -10.3   11.5   -5.3    0.0    2.7   -0.9    3.4    1.6
  % Chg Same Month Last Yr........................   -0.4   -0.9   -0.7   -1.1   -0.7   -1.7   -2.4   -3.5   -3.5   -2.8   -3.9   -3.1   -3.3   -0.9    3.4    1.6

Chattanooga Taxable Sales (MIL $) (4).............    311    323    317    305    332    337    331    334    326    338    332    320    331   3272   3506   3717
  % Chg Prev Month SAAR...........................   -4.6   53.2  -18.3  -39.1  177.1   20.6  -20.0   12.2  -23.2   51.9  -20.0  -36.2   52.7    5.9    7.2    6.0
  % Chg Same Month Last Yr........................    3.5    8.4   12.4   -1.6    6.0    9.3    7.8    7.0    6.1    8.9    3.4    2.2    6.3    5.9    7.2    6.0

Chattanooga Taxable Sales (MIL 82 $) (4)..........    208    215    211    202    219    222    217    219    214    221    217    208    215   2330   2425   2506
  % Chg Prev Month SAAR...........................   -7.6   49.6  -20.8  -40.6  168.5   15.9  -22.4    8.7  -23.8   48.3  -21.3  -38.6   51.5    2.8    4.1    3.3
  % Chg Same Month Last Yr........................    0.9    5.6    9.3   -4.3    3.0    6.0    4.6    3.9    3.2    6.2    0.8   -0.6    3.6    2.8    4.1    3.3

Chattanooga Bankruptcies (7)......................    391    398    380    369    437    406    458    484    409    564    506    495    514   5645   4762   4634
  % Chg Prev Month SAAR...........................  358.5   26.3  -42.6  -30.8  669.9  -58.2  320.1   92.8  -86.8 4649.7  -72.5  -24.2   58.1   -7.8  -15.6   -2.7
  % Chg Same Month Last Yr........................   -6.9    8.1    2.7  -11.4    9.6    1.3   18.0   20.5   26.3   40.6   26.3   43.8   31.6   -7.8  -15.6   -2.7

Chattanooga Airport Passengers (THOU) (8).........   47.8   46.6   48.1   47.6   50.5   46.7   45.0   44.5   43.3   45.5   44.4   44.6   44.7  596.4  618.1  579.6
  % Chg Prev Month SAAR...........................   41.2  -26.9   45.1  -11.7  105.2  -61.5  -35.0  -13.2  -28.6   86.1  -25.9    3.6    3.5    7.8    3.6   -6.2
  % Chg Same Month Last Yr........................   -6.1   -8.2   -3.2   -6.1   -5.6   -4.5   -7.6   -8.3   -5.6   -1.2   -5.0   -4.2   -6.6    7.8    3.6   -6.2

Chattanooga Comm & Ind Elec Cons (MIL KWH) (5)....    260    230    276    268    258    267    251    263    254    253    265    251    263   2833   3024   2962
  % Chg Prev Month SAAR...........................   54.6  -76.6  776.8  -30.4  -34.2   49.4  -51.7   74.8  -34.1   -7.1   79.4  -49.9   78.4    7.0    6.7   -2.1
  % Chg Same Month Last Yr........................    2.3  -10.4    5.1   49.7    1.9    5.5   -1.1    2.2   -2.1    3.7    3.0    0.1    1.3    7.0    6.7   -2.1

Initial Claims For Chattanooga UI (THOU) (3)......   1.58   1.54   1.51   1.50   1.41   1.43   1.57   1.75   2.06   2.02   1.97   1.87   2.49  25.06  19.65  20.66
  % Chg Prev Month SAAR...........................  -48.0  -30.0  -22.8   -1.1  -54.0   20.1  195.4  266.3  608.0  -17.5  -26.9  -46.3 3012.1  -25.8  -21.6    5.2
  % Chg Same Month Last Yr........................   -3.1   -8.1   -9.3  -12.1  -16.5  -13.6  -16.4   -5.7    9.4   12.1   13.3   11.8   57.2  -25.8  -21.6    5.2

Chattanooga New Incorporations (9)................     56     53     61     50     44     45     54     62     42     43     51     57     41    764    749    665
  % Chg Prev Month SAAR...........................  -96.7  -46.9  515.3  -90.4  -81.2   20.0  983.0  352.6  -98.9   25.9  699.9  234.1  -98.1    2.3   -2.0  -11.2
  % Chg Same Month Last Yr........................   -8.1  -30.1   13.1   55.2  -22.3  -25.4   -3.3    1.4  -16.8  -24.5   -7.3  -22.9  -26.4    2.3   -2.0  -11.2

Chattanooga Construction Potentials (6)...........     42     40     30     28     47     49     50     38     34     48     20     54     36    308    377    427
  % Chg Prev Month SAAR...........................   -0.5  -53.9  -95.9  -67.253902.6   94.5    8.3  -95.7  -75.1 6175.4 -100.0*******  -99.3   18.0   22.3   13.3
  % Chg Same Month Last Yr........................   16.2  -21.2  -20.4  -10.5   19.2   86.0   85.2   -6.8   12.5   19.1  -33.9   28.0  -15.5   18.0   22.3   13.3

Chattanooga Cnstr Potentials,Val (MIL 82$,NSA) (6)     22     23     18     18     18     15     22     21     17     27     15     21     21    195    208    236
  % Chg Same Month Last Yr........................    4.8  -13.9   39.8   39.4  -10.5  -28.6   -5.7   -2.1  -15.1  -10.3    0.9   49.8   -6.6   -0.8    6.8   13.2
------------------------------------------------------------------------------------------------------------------------------------------------------------------

KNOXVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Knoxville Economic Index (1982=100)...............  125.7  124.2  124.2  124.0  124.7  123.7  123.1  122.9  122.5  123.7  123.4  122.0  122.2  116.1  119.8  123.0
  % Chg Prev Month SAAR...........................   17.0  -13.4   -0.4   -2.1    7.1   -8.8   -6.4   -2.1   -3.1   11.9   -2.9  -12.4    1.7    3.3    3.2    2.6
  % Chg Same Month Last Yr........................    3.6    2.0    3.4    1.2    2.1    1.4    0.7    0.0   -0.2    0.0    0.0   -1.7   -2.8    3.3    3.2    2.6

Knoxville Nonag Employment (THOU) (3).............  307.7  307.7  307.8  307.6  307.5  300.9  301.8  300.4  304.3  306.0  305.0  306.6  307.2  285.8  296.7  303.2
  % Chg Prev Month SAAR...........................    1.1    0.1    0.4   -0.9   -0.4  -22.7    3.5   -5.3   16.4    7.2   -4.0    6.5    2.3    5.4    3.8    2.2
  % Chg Same Month Last Yr........................    1.9    1.6    3.7    2.8    1.9    0.3    0.4   -0.4    0.0   -0.1   -0.2   -0.3   -0.2    5.4    3.8    2.2

Knoxville Unemployment Rate (%) (3)...............    3.7    3.4    3.6    3.5    3.3    3.9    3.8    4.0    4.2    4.2    4.3    4.4    4.0    5.3    4.7    4.0

Knoxville Mfg Employment (THOU,NSA) (2)...........   51.4   51.8   51.2   51.4   51.4   50.5   51.4   51.7   51.3   51.0   51.4   51.3   51.4   49.7   50.6   50.8
  % Chg Prev Month SAAR...........................    0.0    9.7  -13.0    4.8    0.0  -19.1   23.6    7.2   -8.9   -6.8    9.8   -2.3    2.4    1.7    1.8    0.4
  % Chg Same Month Last Yr........................    1.0    1.4    2.0    2.6    2.2    0.2    1.8    1.8    1.2    0.6   -0.4   -0.2    0.0    1.7    1.8    0.4

Knoxville Taxable Sales (MIL $) (4)...............    701    714    696    681    718    719    718    729    715    787    735    682    740   6807   7357   7981
  % Chg Prev Month SAAR...........................   60.4   25.6  -26.2  -23.7   91.4    0.4   -0.9   19.1  -20.2  214.6  -55.9  -59.2  167.7    7.3    8.1    8.5
  % Chg Same Month Last Yr........................   11.5   12.0   16.7    3.8    9.3   10.5    9.0   11.1    6.9   15.4   10.3    1.3    5.7    7.3    8.1    8.5

Knoxville Taxable Sales (MIL 82 $) (4)............    467    475    462    451    475    473    472    478    468    514    480    444    481   4848   5089   5379
  % Chg Prev Month SAAR...........................   55.4   22.6  -28.5  -25.5   85.4   -3.5   -3.9   15.5  -20.8  207.2  -56.6  -60.7  165.6    4.1    5.0    5.7
  % Chg Same Month Last Yr........................    8.6    9.1   13.4    0.9    6.3    7.2    5.7    7.8    4.0   12.5    7.5   -1.5    3.0    4.1    5.0    5.7

Knoxville Bankruptcies (7)........................    333    489    414    376    431    390    490    449    486    548    516    524    497   5925   5220   5003
  % Chg Prev Month SAAR...........................  -93.1 9833.0  -86.4  -68.3  410.9  -69.4 1452.7  -65.1  158.2  322.8  -51.2   18.0  -46.8   -8.0  -11.9   -4.2
  % Chg Same Month Last Yr........................  -19.2   19.7    7.9   24.1   -8.3   -3.8   12.5   10.7   10.4   19.4   11.9   25.7   49.1   -8.0  -11.9   -4.2

Knoxville Airport Passengers (THOU) (10)..........  111.5  109.1  113.3  113.6  118.9  108.8  112.7  114.0  105.6  112.3  107.0  111.9  116.6 1254.3 1310.9 1306.2
  % Chg Prev Month SAAR...........................   54.6  -22.7   56.7    3.6   72.4  -65.4   51.8   15.0  -60.0  109.0  -44.0   71.2   63.9    9.4    4.5   -0.4
  % Chg Same Month Last Yr........................   -0.8   -1.5    4.8    4.1    6.6   -0.1    5.2    3.7    0.0    4.7   -3.2    4.1    4.6    9.4    4.5   -0.4

Knoxville Comm & Ind Elec Cons (MIL KWH) (5)......    187    186    191    194    198    190    193    195    194    200    193    197    194   2022   2191   2262
  % Chg Prev Month SAAR...........................  -26.2   -3.7   33.6   26.8   24.6  -37.0   17.1   10.6   -5.6   49.9  -35.0   27.8  -18.0    5.8    8.3    3.3
  % Chg Same Month Last Yr........................    0.6    0.4    0.3    0.9    2.2   -0.9    4.6    2.7    4.7    7.1    5.3    3.1    4.0    5.8    8.3    3.3

Initial Claims For Knoxville UI (THOU) (3)........   3.47   3.51   3.69   3.87   3.34   3.86   3.37   3.79   4.80   3.92   3.80   4.17   4.46  50.61  47.13  46.64
  % Chg Prev Month SAAR...........................  -30.0   14.2   83.9   74.4  -82.7  470.9  -80.5  304.1 1617.7  -91.2  -31.9  210.7  122.0  -20.4   -6.9   -1.1
  % Chg Same Month Last Yr........................  -13.4  -11.4  -10.0  -11.3  -18.5    1.5  -15.2   -5.3   14.4    1.9    2.7   16.7   28.4  -20.4   -6.9   -1.1

Knoxville New Incorporations (9)..................    118    131    132    134    157    117    117    123    136    123    121    132    120   1509   1646   1501
  % Chg Prev Month SAAR...........................  -92.6  274.6   10.4   12.0  592.8  -97.0   -5.9   82.2  243.1  -69.1  -23.9  188.1  -66.4    6.7    9.1   -8.8
  % Chg Same Month Last Yr........................  -21.5   -6.4  -14.5   82.1   27.5   -5.4   -7.4  -11.5   21.6   -1.4   -5.6   -9.9    2.2    6.7    9.1   -8.8

Help Wanted Index,Knoxville (1967=100) (11).......    495    466    448    437    454    478    451    437    484    461    481    444    407    292    363    441
  % Chg Prev Month SAAR...........................  117.3  -51.5  -37.7  -25.8   58.1   85.6  -50.2  -31.5  240.7  -44.2   66.5  -61.7  -64.8    6.8   24.6   21.4
  % Chg Same Month Last Yr........................   28.2   15.1   23.8    3.8    6.6   17.4    3.9   -1.6    5.7    0.0    5.9   -4.3  -17.8    6.8   24.6   21.4

Knoxville Construction Potentials (6).............     51     60     63     56     64     53     82     49     85     67     54     66     73    512    577    628
  % Chg Prev Month SAAR...........................  -60.5  625.0   92.2  -75.6  393.7  -90.921444.7  -99.864358.9  -94.3  -91.8  904.8  272.1   -2.3   12.7    8.8
  % Chg Same Month Last Yr........................  -12.2    7.9   20.0   61.7    3.3   11.2  102.2  -10.9   95.4   -8.4    1.1   19.8   44.4   -2.3   12.7    8.8

Knoxville Cnstr Potentials,Val (MIL 82 $) (6).....     44     41     56     30     76     39     47     31     57     45     51     35     35    453    430    535
  % Chg Same Month Last Yr........................   45.8    8.7   -2.3  -11.3   56.0    3.6    6.8  -16.8   66.1  -13.7   -7.3  -30.6  -20.8   15.8   -5.0   24.4
------------------------------------------------------------------------------------------------------------------------------------------------------------------

MEMPHIS ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Memphis Economic Index (1982=100).................  136.0  136.0  136.0  135.3  135.2  134.9  133.8  133.0  132.8  133.7  134.0  134.3  133.7  124.5  128.6  133.3
  % Chg Prev Month SAAR...........................    9.6   -0.1    0.7   -6.4   -0.6   -3.2   -9.1   -6.7   -1.7    8.0    3.1    2.0   -4.8    1.6    3.2    3.7
  % Chg Same Month Last Yr........................    4.2    3.7    3.8    3.7    1.5    1.5    0.7    0.2    0.6    0.0    0.1   -0.5   -1.7    1.6    3.2    3.7

Memphis Nonag Employment (THOU) (3)...............  514.9  511.2  513.9  511.9  512.0  508.9  507.9  503.2  504.3  509.2  510.0  516.3  516.2  483.3  491.9  503.8
  % Chg Prev Month SAAR...........................   14.5   -8.4    6.5   -4.5    0.2   -7.1   -2.3  -10.5    2.7   12.3    1.9   15.7   -0.1    0.2    1.8    2.4
  % Chg Same Month Last Yr........................    3.0    1.4    2.4    2.5    1.4    1.5    1.5    1.1    1.0    1.6    1.3    1.4    0.2    0.2    1.8    2.4

Memphis Unemployment Rate (%) (3).................    4.3    4.0    4.1    4.1    4.1    4.3    4.4    4.7    4.8    4.9    5.1    4.9    4.4    5.9    5.4    4.7

Memphis Mfg Employment (THOU) (3).................   65.2   64.7   65.5   65.3   65.0   64.8   64.8   64.5   64.4   64.6   64.9   64.9   64.6   63.0   65.2   65.3
  % Chg Prev Month SAAR...........................   -4.7   -9.5   16.2   -2.6   -6.7   -3.5    0.8   -5.3   -2.0    4.1    4.5    0.1   -5.0    2.6    3.4    0.2
  % Chg Same Month Last Yr........................   -1.2   -1.2   -0.5   -0.2   -0.2   -0.4   -0.1   -2.2   -1.2   -1.2   -0.9   -0.9   -0.9    2.6    3.4    0.2

Memphis Taxable Sales (MIL $) (4).................    849    889    878    843    866    879    878    886    862    882    899    832    906   8281   8894   9848
  % Chg Prev Month SAAR...........................   22.8   72.6  -13.6  -38.2   36.6   19.7   -0.5   10.6  -28.2   32.3   26.0  -60.8  178.9    3.0    7.4   10.7
  % Chg Same Month Last Yr........................    8.9   14.8   15.9    8.9    5.3    7.7    8.6    8.7    5.6    3.8   10.2   -0.4    6.7    3.0    7.4   10.7

Memphis Taxable Sales (MIL 82 $) (4)..............    566    592    583    559    572    579    577    580    564    576    587    541    589   5897   6151   6638
  % Chg Prev Month SAAR...........................   18.9   68.5  -16.3  -39.6   32.3   15.0   -3.6    7.2  -28.7   29.2   24.1  -62.3  176.7    0.0    4.3    7.9
  % Chg Same Month Last Yr........................    6.1   11.8   12.6    5.8    2.4    4.5    5.3    5.5    2.7    1.2    7.5   -3.1    4.0    0.0    4.3    7.9

Memphis Bankruptcies (7)..........................   1120   1070   1167   1129   1367   1218   1229   1178    722   1377   1191   1287   1271  14235  13873  13326
  % Chg Prev Month SAAR...........................   24.8  -42.4  184.6  -33.1  898.9  -75.0   11.7  -40.1  -99.7*******  -82.6  154.4  -14.3   -2.4   -2.5   -3.9
  % Chg Same Month Last Yr........................    0.0  -15.6    7.9    9.0   20.9   16.8    8.2    1.8  -33.4    4.7   13.2   17.1   13.5   -2.4   -2.5   -3.9

Memphis Airport Passengers (THOU) (12)............  700.5  731.8  741.8  740.7  749.6  702.2  740.7  740.8  739.7  756.9  732.9  727.3  758.5 8149.5 7859.9 8027.2
  % Chg Prev Month SAAR...........................   13.5   68.8   17.8   -1.8   15.5  -54.4   89.7    0.2   -1.7   31.7  -32.0   -8.8   65.5   -0.2   -3.6    2.1
  % Chg Same Month Last Yr........................    3.1   15.0   10.6   11.4   14.8    8.2   12.7   15.9   13.7   16.1   10.1    4.9    8.3   -0.2   -3.6    2.1

Memphis Comm & Ind Elec Cons (MIL KWH) (5)........    546    563    551    597    550    570    575    598    540    569    594    538    574   6196   6299   6568
  % Chg Prev Month SAAR...........................   29.9   44.6  -23.9  163.1  -62.4   54.4   10.4   60.5  -70.8   87.7   67.8  -69.7  119.0    6.1    1.7    4.3
  % Chg Same Month Last Yr........................    3.0    4.7   -2.0    6.7    2.4    5.6    4.9    3.5   -0.7    9.8   10.9    0.6    5.1    6.1    1.7    4.3

Initial Claims For Memphis UI (THOU) (3)..........   4.15   4.14   4.04   4.12   4.07   3.94   4.08   4.59   4.70   4.99   4.74   4.70   4.82  72.11  57.48  54.62
  % Chg Prev Month SAAR...........................  -66.4   -3.3  -24.5   27.3  -15.2  -32.5   52.1  320.2   29.7  109.2  -46.6   -8.9   33.8  -15.4  -20.3   -5.0
  % Chg Same Month Last Yr........................  -11.5  -13.2  -14.9  -11.4  -13.3  -15.1  -11.8   -3.0    0.8    8.1    7.3    3.5   16.1  -15.4  -20.3   -5.0

Memphis New Incorporations (9)....................    161    169    157    143    115    122    136    144    150    143    166    123    140   2008   2038   1770
  % Chg Prev Month SAAR...........................  142.8   82.3  -58.7  -67.5  -92.8  112.9  264.6   89.4   68.1  -43.8  512.2  -97.2  351.1    2.4    1.5  -13.2
  % Chg Same Month Last Yr........................    3.7   15.7   -6.3   29.1  -26.6  -12.5   -9.4   -6.8   40.1   -3.9    8.3  -17.4  -13.1    2.4    1.5  -13.2

Help Wanted Index,Memphis (1967=100) (11).........    181    189    185    183    186    191    167    173    169    174    173    183    163    104    126    177
  % Chg Prev Month SAAR...........................  -63.8   68.0  -22.6  -12.2   21.5   37.5  -80.0   52.7  -24.5   41.9   -6.7   96.3  -75.1    4.8   21.5   40.7
  % Chg Same Month Last Yr........................   34.1   33.1   26.7   22.0   12.0    1.6   -7.2   -3.4   -6.6   -7.4   -3.9   -7.1   -9.9    4.8   21.5   40.7

Memphis Construction Potentials (6)...............     76     64     58     75     86     50    101     66     51    105     82     62     66    660    702    801
  % Chg Prev Month SAAR...........................  101.0  -87.6  -69.9 2245.0  387.5  -99.8*******  -99.4  -94.6*******  -94.6  -96.4   78.7   41.7    6.4   14.1
  % Chg Same Month Last Yr........................   11.0   -0.7   -7.4   16.5   56.0  -21.8   49.2   12.6   -9.6   26.4    7.7  -13.1  -14.0   41.7    6.4   14.1

Memphis Cnstr Potentials,Val (MIL 82 $) (6).......     78     52     73     91     90     52     87     48    107     98     98     76     99    695    811    747
  % Chg Same Month Last Yr........................   13.7  -68.7   32.8   44.5   47.3  -12.1   32.7  -30.1   90.5   19.9   78.9   45.2   27.2   16.7   16.7   -8.0
------------------------------------------------------------------------------------------------------------------------------------------------------------------

NASHVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Nashville Economic Index (1982=100)...............  130.3  130.8  130.6  130.0  131.5  130.9  128.6  129.5  128.6  129.7  129.4  128.7  130.6  118.9  123.3  128.2
  % Chg Prev Month SAAR...........................    5.7    5.0   -2.1   -5.7   14.7   -4.7  -19.6    9.0   -8.4   10.7   -2.7   -5.9   18.6    2.6    3.7    4.0
  % Chg Same Month Last Yr........................    3.7    3.9    4.6    2.9    2.8    3.1    0.6    1.0    0.6    0.7    0.0   -0.8    0.2    2.6    3.7    4.0

Nashville Nonag Employment (THOU) (3).............  587.1  586.8  586.9  588.4  592.8  592.6  588.6  589.9  590.9  592.0  594.4  599.2  599.9  516.4  541.8  570.7
  % Chg Prev Month SAAR...........................   10.6   -0.6    0.1    3.2    9.2   -0.3   -7.9    2.7    2.1    2.2    4.8   10.3    1.4    3.2    4.9    5.3
  % Chg Same Month Last Yr........................    6.0    5.2    6.1    5.7    5.2    4.9    4.1    4.0    3.5    2.9    3.3    2.9    2.2    3.2    4.9    5.3

Nashville Unemployment Rate (%) (3)...............    2.9    2.7    2.8    2.7    2.8    3.0    3.2    3.4    3.6    3.5    3.7    3.5    3.4    5.0    4.2    3.3

Nashville Mfg Employment (THOU,NSA) (2)...........  100.0  100.7  101.2  101.0  101.0  100.7  100.6  100.7  100.1   98.7   98.6   98.5   98.4   90.9   94.2   98.7
  % Chg Prev Month SAAR...........................    3.7    8.7    6.1   -2.3    0.0   -3.5   -1.2    1.2   -6.9  -15.6   -1.2   -1.2   -1.2    4.6    3.6    4.7
  % Chg Same Month Last Yr........................    4.8    4.7    5.0    4.2    3.5    2.9    2.1    1.5    1.0   -0.2   -0.7   -1.2   -1.6    4.6    3.6    4.7

Nashville Taxable Sales (MIL $) (4)...............   1175   1195   1159   1158   1240   1219   1183   1218   1180   1252   1248   1136   1292  11064  12251  13598
  % Chg Prev Month SAAR...........................   12.2   22.5  -31.0   -1.0  127.7  -18.3  -30.2   41.1  -31.2  101.8   -3.7  -67.6  371.1    8.3   10.7   11.0
  % Chg Same Month Last Yr........................   10.8   10.0   15.9    5.7    9.8    9.2    4.4    8.2    4.4    6.5    7.6   -2.4   10.0    8.3   10.7   11.0

Nashville Taxable Sales (MIL 82 $) (4)............    784    796    769    767    820    803    777    798    773    818    814    739    840   7879   8473   9166
  % Chg Prev Month SAAR...........................    8.6   19.6  -33.2   -3.3  120.6  -21.5  -32.4   36.7  -31.7   97.1   -5.2  -68.9  367.4    5.1    7.5    8.2
  % Chg Same Month Last Yr........................    7.9    7.2   12.7    2.8    6.8    6.0    1.2    5.0    1.6    3.8    4.9   -5.1    7.2    5.1    7.5    8.2

Nashville Bankruptcies (7)........................    759    747    741    741    784    682    806    789    735    809    871    862    876  10882   9992   8938
  % Chg Prev Month SAAR...........................   69.5  -18.1   -9.7    0.6   97.4  -81.2  633.9  -21.7  -57.8  216.8  143.2  -11.1   20.8  -11.2   -8.2  -10.5
  % Chg Same Month Last Yr........................   -9.2   -3.5    4.2   -3.0    5.2   -2.6    6.9    8.5   -3.9    5.3   12.7   18.7   15.4  -11.2   -8.2  -10.5

Nashville Airport Passengers (THOU) (13)..........  770.3  754.0  737.1  708.0  711.9  695.0  654.2  588.8  557.3  584.3  598.9  605.3  626.110228.6 9115.2 8738.0
  % Chg Prev Month SAAR...........................   18.5  -22.6  -23.9  -38.4    7.0  -25.2  -51.6  -71.8  -48.3   76.4   34.4   13.7   50.1   16.4  -10.9   -4.1
  % Chg Same Month Last Yr........................   15.3    2.9    2.5   -1.3   -1.2   -1.9   -7.0  -17.6  -24.6  -17.2  -17.4  -20.3  -18.7   16.4  -10.9   -4.1

Nashville Comm & Ind Elec Cons (MIL KWH) (5)......    490    488    494    506    498    505    490    517    484    476    535    484    495   5199   5599   5797
  % Chg Prev Month SAAR...........................   33.6   -3.4   13.6   34.7  -18.0   20.3  -31.0   89.0  -54.2  -18.0  301.8  -69.8   31.9    4.7    7.7    3.5
  % Chg Same Month Last Yr........................    5.3    4.4    1.3    3.0    4.2    4.4    1.3    4.3   -2.8    4.2   14.9    1.2    1.1    4.7    7.7    3.5

Initial Claims For Nashville UI (THOU) (3)........   3.86   3.77   3.96   4.05   4.06   4.22   4.61   4.98   5.89   5.75   5.52   5.65   4.87  86.19  63.85  53.90
  % Chg Prev Month SAAR...........................  -58.4  -24.4   79.0   31.0    1.7   62.5  185.8  151.4  647.2  -24.6  -39.0   32.4  -83.3  -18.4  -25.9  -15.6
  % Chg Same Month Last Yr........................  -20.7  -25.0  -20.2  -16.5  -14.2   -6.6    1.9    8.0   19.9   15.0   38.0   35.9   26.0  -18.4  -25.9  -15.6

Nashville New Incorporations (9)..................    282    272    263    230    262    228    254    257    209    266    222    239    255   3297   3124   3000
  % Chg Prev Month SAAR...........................  745.9  -34.9  -35.4  -79.8  383.8  -80.9  259.9   15.0  -91.8 1717.1  -88.4  143.8  118.0    9.0   -5.2   -4.0
  % Chg Same Month Last Yr........................    9.0    9.9    0.6   44.4    8.2  -10.2   -0.4   -2.1   -9.9    7.3  -24.9    1.2   -9.6    9.0   -5.2   -4.0

Help Wanted Index,Nashville (1967=100) (14).......    296    314    317    308    319    347    244    294    287    290    290    283    292    180    226    290
  % Chg Prev Month SAAR...........................  -21.4  102.9   10.8  -27.5   50.1  178.8  -98.5  810.8  -24.0   10.5    0.6  -24.4   43.7   13.6   25.8   28.1
  % Chg Same Month Last Yr........................   17.4   21.0   23.0   11.5    8.9   34.1  -21.2   -1.4   -0.3   -0.6   -1.6   -6.3   -1.5   13.6   25.8   28.1

Nashville Construction Potentials (6).............    137    144    163    115    168    131    133    135    128    153    122    130    172   1203   1313   1567
  % Chg Prev Month SAAR...........................  -21.0   81.5  327.9  -98.4 8577.3  -94.8   18.9   18.1  -45.6  746.0  -93.3  103.9 2944.2    9.0    9.1   19.4
  % Chg Same Month Last Yr........................   -3.1   14.9   45.9  -13.9   26.5    8.0   28.1   -1.9    2.2    9.8  -13.1   -7.4   25.6    9.0    9.1   19.4

Nashville Cnstr Potentials,Val (MIL 82 $) (6).....    125     90    118     95    107    106    103    121     99    123     91    105    120   1120   1046   1331
  % Chg Same Month Last Yr........................   -0.7  -14.1   17.1   -3.6   -3.7  -33.3   23.7   13.9   -1.9    0.7  -33.8    8.6   -4.1   29.5   -6.5   27.2
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TRI-CITIES ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199411 199412 199501 199502 199503 199504 199505 199506 199507 199508 199509 199510 199511   1992   1993   1994
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Tri-Cities Economic Index (1982=100)..............  124.0  121.9  123.9  125.3  124.6  125.1  122.6  124.6  122.9  123.8  123.1  122.6  122.8  118.0  120.7  122.5
  % Chg Prev Month SAAR...........................   15.1  -18.7   22.3   14.4   -6.8    4.6  -21.5   21.4  -15.3    9.6   -6.9   -4.1    2.0    3.1    2.3    1.5
  % Chg Same Month Last Yr........................    1.6    0.3    2.2    1.7    2.2    2.3    0.5    1.5    0.1    0.8    0.6    0.1   -0.9    3.1    2.3    1.5

Tri-Cities Nonag Employment (THOU) (3)............  186.3  185.7  186.7  187.0  187.8  187.0  185.0  184.6  187.9  190.0  186.0  187.9  187.4  181.2  184.5  185.3
  % Chg Prev Month SAAR...........................   11.1   -3.7    7.0    2.0    5.1   -4.8  -12.1   -2.9   23.7   14.2  -22.4   13.1   -3.1    3.3    1.8    0.5
  % Chg Same Month Last Yr........................   -0.2   -0.7    1.2    0.8    0.6    0.7    0.2    0.2    1.2    2.3    0.7    1.8    0.6    3.3    1.8    0.5

Tri-Cities Unemployment Rate (%) (3)..............    4.6    4.3    4.4    4.4    4.3    4.4    4.7    4.9    5.2    5.2    5.2    5.8    4.7    6.1    5.7    5.3

Tri-Cities Mfg Employment (THOU,NSA) (2)..........   52.6   52.9   52.8   53.0   53.3   53.4   53.3   53.3   53.3   53.4   53.2   53.4   52.9   54.0   53.7   53.0
  % Chg Prev Month SAAR...........................    9.6    7.1   -2.2    4.6    7.0    2.3   -2.2    0.0    0.0    2.3   -4.4    4.6  -10.7    0.7   -0.4   -1.3
  % Chg Same Month Last Yr........................   -1.3   -0.8    0.4    0.2    0.2    0.9    0.6   -0.4    0.0   -0.2   -0.6    2.3    0.6    0.7   -0.4   -1.3

Tri-Cities Taxable Sales (MIL $) (4)..............    270    248    269    295    287    283    284    290    280    283    279    271    277   2839   2981   3147
  % Chg Prev Month SAAR...........................   -4.0  -63.7  158.8  202.6  -27.0  -17.7    3.7   29.2  -33.7   11.6  -12.6  -32.0   31.5    7.7    5.0    5.6
  % Chg Same Month Last Yr........................    7.1   -1.3   11.6   15.6    5.9    9.1    9.8   10.4    4.9    5.1    2.1   -0.3    2.4    7.7    5.0    5.6

Tri-Cities Taxable Sales (MIL 82 $) (4)...........    180    165    179    195    190    186    186    190    183    185    182    176    180   2022   2062   2121
  % Chg Prev Month SAAR...........................   -7.0  -64.5  150.7  195.5  -29.2  -20.9    0.4   25.2  -34.2    9.0  -13.9  -34.6   30.5    4.5    2.0    2.9
  % Chg Same Month Last Yr........................    4.3   -3.9    8.5   12.4    3.0    5.8    6.5    7.1    2.0    2.4   -0.4   -3.0   -0.2    4.5    2.0    2.9

Tri-Cities Bankruptcies (7).......................    333    489    414    376    431    390    490    449    486    548    516    524    497   5925   5220   5003
  % Chg Prev Month SAAR...........................  -93.1 9833.0  -86.4  -68.3  410.9  -69.4 1452.7  -65.1  158.2  322.8  -51.2   18.0  -46.8   -8.0  -11.9   -4.2
  % Chg Same Month Last Yr........................  -19.2   19.7    7.9   24.1   -8.3   -3.8   12.5   10.7   10.4   19.4   11.9   25.7   49.1   -8.0  -11.9   -4.2

Tri-Cities Airport Passengers (THOU) (15).........   37.1   36.8   37.6   37.4   39.3   37.3   37.2   35.2   33.2   34.3   35.0   34.9   35.8  469.5  446.8  436.8
  % Chg Prev Month SAAR...........................   48.7   -9.5   28.7   -4.2   77.3  -46.5   -2.7  -47.7  -50.5   47.1   25.9   -1.5   33.4   10.3   -4.8   -2.2
  % Chg Same Month Last Yr........................   -2.0   -1.6    2.1    0.1    4.0    0.2   -0.8   -1.8   -2.8   -0.7   -2.2   -2.7   -3.5   10.3   -4.8   -2.2

Tri-Cities Comm & Ind Elec Cons (MIL KWH) (5).....     52     52     56     61     54     62     56     71     59     64     63     58     58    595    646    673
  % Chg Prev Month SAAR...........................  -23.3  -10.9  173.2  141.5  -76.7  470.0  -70.8 1512.4  -87.9  146.5  -23.7  -61.1    2.6   10.5    8.5    4.2
  % Chg Same Month Last Yr........................   -9.3    2.0   -2.6    3.9    4.0    9.0   -3.2   21.7    0.4    7.8   12.2    7.9   10.6   10.5    8.5    4.2

Initial Claims For Tri-Cities UI (THOU) (3).......   2.37   2.23   2.13   2.19   1.98   2.02   2.22   2.13   2.60   2.56   2.25   2.12   2.20  32.26  30.45  31.24
  % Chg Prev Month SAAR...........................  -37.9  -52.5  -39.9   39.9  -70.3   22.5  219.1  -41.1 1033.8  -16.4  -79.4  -49.9   53.5  -10.3   -5.6    2.6
  % Chg Same Month Last Yr........................  -14.5  -16.9  -22.4  -19.5  -32.0  -26.4  -16.7  -17.8    3.9   -3.0  -14.9  -13.9   -7.1  -10.3   -5.6    2.6

Tri-Cities New Incorporations (9).................     31     32     35     39     28     30     40     30     25     36     38     34     37    456    440    375
  % Chg Prev Month SAAR...........................   34.7   22.2  186.9  277.1  -97.7  150.8 2190.0  -97.0  -88.7 7922.1   97.2  -68.1  154.3    3.9   -3.4  -14.9
  % Chg Same Month Last Yr........................   -1.1    1.4   -0.5   58.5  -15.9  -31.3   23.1   -5.7   -7.2   23.2   44.7   12.5   18.6    3.9   -3.4  -14.9

Tri-Cities Construction Potentials (6)............     17     19     16     26     25     32     33     33     17     27     32     18     26    233    265    245
  % Chg Prev Month SAAR...........................  -81.0  340.6  -89.037411.0  -32.3 1880.1   56.7   22.4 -100.040148.3  565.4  -99.9 5798.9  -14.2   14.1   -7.8
  % Chg Same Month Last Yr........................  -36.7  -28.0   96.9   29.1   -6.9   64.3   50.7   52.3  -30.1  -21.6  116.8   -4.3   54.3  -14.2   14.1   -7.8

Tri-Cities Cnstr Potentials,Val (MIL 82 $,NSA) (6)     14     11     10     12     24     12     43     27     16     17     19     28     24    258    241    205
  % Chg Same Month Last Yr........................  -46.6  -28.5   12.4  -40.8    7.8  -50.9  189.6   82.0  -11.3  -17.7   11.5   56.4   75.4    9.4   -6.7  -14.8
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Center for Business and Economic Research, College of Business
Administration, The University of Tennessee, Knoxville.  For further
information, call CBER (423) 974-5441.

      Data reported herein are seasonally adjusted, and therefore
may not be directly comparable to data elsewhere.  The five
seasonally adjusted leading index components are Tennessee
construction potentials, initial claims for Tennessee unemployment
insurance, the U.S. leading index, inflation-adjusted taxable sales
and taxable mortgages.  The three seasonally adjusted coincident
index components are Tennessee commercial and industrial electricity
consumption, the Memphis help-wanted advertising index, and the U.S.
coincident index.  See the Fall 1988 issue of the Survey of Business
and the 1994 Economic Report to the Governor for a complete
discussion of the methodology underlying the Tennessee economic
indices.


Tennessee Economic Overview, November 1995
Tennessee Economic Overview, Current
CBER Home Page

Last updated March 4, 1996
Vickie Cunningham, vcunningham@utk.edu