Tennessee Economic Indicator Tables, February 1996



NOTES

The following notes concern the Tennessee, U.S., and MSA Economic
      Indicator tables that follow.

 1.  Annual Rate.
 2.  Source: Tennessee Department of Employment Security.
 3.  Calculated from data provided by the Tennessee Department
     of Employment Security.
 4.  Calculated from data provided by the Tennessee Department
     of Revenue.
 5.  Calculated from data provided by the Tennessee Valley
     Authority.
 6.  Calculated from data provided by the F.W. Dodge Division
     of McGraw-Hill Information Services Company.
 7.  Calculated from data provided by the U.S. Bankruptcy
     Courts.
 8.  Calculated from data provided by the Chattanooga
     Metropolitan Airport Authority.
 9.  Calculated from data provided by the Tennessee Department
     of State.
10.  Calculated from data provided by the Metropolitan
     Knoxville Airport Authority.
11.  Source: The Conference Board.
12.  Calculated from data provided by the Memphis-Shelby
     County Airport Authority.
13.  Calculated from data provided by the Metropolitan
     Nashville Airport Authority.
14.  Calculated from data provided by The Conference Board.
15.  Calculated from data provided by the Tri-City Airport
     Commission.

TENNESSEE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
TN Coincident Composite Index (1982=100).....  148.0  147.6  147.3  146.0  147.6  146.9  147.8  148.9  148.3  148.9  149.0  149.0  150.0  135.2  143.6  147.9
  % Chg Prev Month SAAR......................   2.32  -3.61  -2.04 -10.02  13.52  -5.46   7.79   9.24  -4.83   4.56   1.25  -0.31   8.87   4.27   6.20   2.96
  % Chg Same Month Last Yr...................   5.52   4.33   3.37   2.16   2.67   1.96   2.54   3.04   1.60   1.55   1.36   0.82   1.35   4.27   6.20   2.96

TN Leading Composite Index (1982=100)........  116.1  116.2  115.6  115.1  115.4  115.1  115.9  115.2  114.5  114.7  115.0  115.1  115.3  112.7  115.4  115.4
  % Chg Prev Month SAAR......................  -1.99   1.18  -5.78  -4.52   2.67  -2.88   7.93  -6.50  -7.58   2.25   3.88   1.01   2.35   1.38   2.40   0.00
  % Chg Same Month Last Yr...................   1.71   0.44   0.62   0.09  -0.34  -0.11  -0.16  -0.75  -1.19  -1.45  -1.18  -0.96  -0.61   1.38   2.40   0.00

TN Nonag Employment (THOU) (2)............... 2478.2 2488.7 2481.7 2489.5 2495.8 2497.0 2502.1 2522.4 2527.1 2535.6 2546.6 2543.1 2546.5 2328.4 2422.9 2503.1
  % Chg Prev Month SAAR......................   2.80   5.20  -3.32   3.84   3.08   0.58   2.48  10.18   2.26   4.11   5.33  -1.64   1.62   3.72   4.06   3.31
  % Chg Same Month Last Yr...................   4.00   3.87   3.31   3.03   3.10   3.11   2.97   3.17   3.48   2.35   3.15   2.86   2.76   3.72   4.06   3.31

TN Unemployment Rate (%) (2).................    4.7    4.7    4.9    5.1    5.2    5.6    5.4    5.4    5.5    5.5    5.6    5.6    5.4    5.8    4.8    5.2

TN Mfg Employment (THOU) (2).................  547.0  547.1  543.7  544.3  542.8  540.2  541.0  540.4  539.3  538.8  537.3  535.8  535.6  528.5  539.0  542.5
  % Chg Prev Month SAAR......................  -1.31   0.22  -7.21   1.33  -3.26  -5.60   1.79  -1.32  -2.42  -1.11  -3.29  -3.30  -0.45   2.72   1.99   0.65
  % Chg Same Month Last Yr...................   2.17   2.15   1.34   1.34   0.65   0.09   0.00  -0.28  -0.22  -0.79  -1.39  -2.15  -2.08   2.72   1.99   0.65

TN Mfg Avg Weekly Hours (3)..................   40.7   40.8   40.2   40.2   39.9   39.9   40.0   40.7   40.3   40.6   40.8   38.5   40.4   40.8   40.9   40.4
  % Chg Prev Month SAAR...................... -10.52   1.49 -17.24   1.55  -9.02   1.31   3.11  22.60 -10.54   7.96   6.82 -50.55  78.70   1.04   0.43  -1.20
  % Chg Same Month Last Yr...................   1.26  -0.59  -3.37  -1.27  -2.14  -2.21  -1.58  -1.13  -1.67  -1.42  -0.48  -6.37  -0.82   1.04   0.43  -1.20

TN Taxable Sales (MIL $) (4).................   4806   5011   4992   4979   5011   4921   5051   5030   4895   4973   5113   5137   5107  50641  55324  59646
  % Chg Prev Month SAAR...................... -12.99  65.08  -4.50  -3.27   8.21 -19.62  36.84  -4.87 -27.88  20.86  39.43   5.78  -6.75   7.83   9.25   7.81
  % Chg Same Month Last Yr...................   8.87   7.17  10.68   8.22   9.23   6.24   7.11   8.22   3.99   4.14   5.37   5.64   6.25   7.83   9.25   7.81

TN Taxable Sales (MIL 82 $) (4)..............   3185   3312   3289   3271   3284   3223   3302   3283   3185   3233   3318   3320   3295  35027  37292  39114
  % Chg Prev Month SAAR...................... -15.04  59.92  -8.20  -6.27   4.86 -20.25  33.66  -6.35 -30.64  19.92  36.20   0.96  -8.89   4.72   6.47   4.88
  % Chg Same Month Last Yr...................   5.84   4.20   7.40   4.95   6.01   3.38   4.38   5.53   1.15   1.50   2.70   2.84   3.44   4.72   6.47   4.88

TN Comm & Ind Elect Consumption (MIL KWH) (5)   3008   2956   3033   2970   3022   2967   3053   3103   3007   3070   2961   3156   3128  33413  34915  36172
  % Chg Prev Month SAAR......................  -5.63 -18.97  36.04 -22.25  23.28 -19.85  41.18  21.51 -31.48  28.31 -35.35 115.19 -10.03   7.11   4.50   3.60
  % Chg Same Month Last Yr...................   5.80   3.96   4.35   2.83   3.17   0.27   6.42   7.70   1.91   3.30   2.19   4.40   3.99   7.11   4.50   3.60

Initial Claims For TN UI (THOU) (3)..........   31.7   32.8   28.1   41.6   37.4   40.2   38.2   40.1   50.5   46.1   34.5   40.5   46.6  427.3  403.9  454.7
  % Chg Prev Month SAAR......................  -45.6   50.0  -84.410743.2  -71.3  132.5  -44.6   78.6 1458.0  -66.4  -96.9  581.9  442.1  -12.3   -5.5   12.6
  % Chg Same Month Last Yr................... -18.53  -7.22 -20.94  18.85  13.15  17.22  10.77  35.52  64.81  65.97  19.02  21.34  46.96 -12.35  -5.48  12.58

Continued Weeks Claimed For TN UI (THOU) (3).  163.1  146.8  155.7  175.7  164.7  216.1  186.4  187.4  211.9  198.3  185.6  212.7  209.4 2238.1 2141.7 2159.9
  % Chg Prev Month SAAR......................  -30.6  -71.7  102.7  326.3  -54.2 2510.3  -83.1    7.1  335.5  -54.7  -54.9  413.4  -17.3  -18.5   -4.3    0.8
  % Chg Same Month Last Yr................... -15.58 -22.69 -13.15  -6.16  -6.61  23.23  -5.30  12.83  19.77  23.67  20.05  26.47  28.34 -18.51  -4.31   0.85

Total TN Construction Potentials (6).........    491    584    508    551    526    533    531    528    545    563    512    536    565   5309   6024   6411
  % Chg Prev Month SAAR......................  -66.3  709.1  -81.3  163.2  -42.1   15.2   -2.8   -7.2   44.7   49.8  -68.3   75.2   86.6    7.8   13.4    6.4
  % Chg Same Month Last Yr...................   1.10   9.27  10.57  30.56 -10.27  13.32  -3.34   1.64   4.86   7.58   0.87  -0.21  15.08   7.79  13.45   6.43

TN Constrc Potentials,Val (MIL 82 $,NSA) (6).    303    447    306    430    410    440    486    438    417    368    356    355    315   3789   4301   4706
  % Chg Same Month Last Yr...................   1.23   4.35 -22.59  36.80 -15.84  32.67   1.47   7.71  25.03  20.47  27.77  16.59   3.84   1.30  13.52   9.41
-------------------------------------------------------------------------------------------------------------------------------------------------------------

U.S. ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US Personal Income (BIL 82 $) (1)............ 3972.0 3976.1 3988.1 3972.5 3987.9 4009.9 4003.9 4019.5 4026.0 4036.0 4053.5 4041.9 4066.2 3790.0 3876.4 4001.2
  % Chg Prev Month SAAR......................   0.96   1.27   3.66  -4.58   4.73   6.83  -1.79   4.80   1.94   3.02   5.33  -3.38   7.46   1.10   2.28   3.22
  % Chg Same Month Last Yr...................   4.51   3.94   2.76   1.95   2.52   3.13   2.95   3.04   2.41   2.85   2.81   1.84   2.37   1.10   2.28   3.22

US CPI,All Urban Consumers (1982-84=100).....  150.9  151.3  151.8  152.2  152.6  152.7  153.0  153.2  153.7  153.8  154.1  154.7  155.0  144.6  148.3  152.5
  % Chg Prev Month SAAR......................   2.42   3.23   4.04   3.21   3.20   0.79   2.38   1.58   3.99   0.78   2.37   4.77   2.35   2.96   2.61   2.81
  % Chg Same Month Last Yr...................   2.86   2.86   3.05   3.12   3.04   2.76   2.62   2.54   2.81   2.60   2.60   2.72   2.72   2.96   2.61   2.81

US Nonag Employment (MIL)....................  116.1  116.3  116.3  116.2  116.5  116.6  116.8  116.9  117.0  117.2  117.4  117.2  117.8  110.7  114.0  116.6
  % Chg Prev Month SAAR......................   3.29   1.87   0.08  -0.64   3.13   0.29   2.74   0.97   0.70   2.20   1.49  -1.48   6.58   1.96   2.98   2.26
  % Chg Same Month Last Yr...................   3.15   2.84   2.60   2.30   2.29   2.11   2.03   1.89   1.80   1.55   1.50   1.21   1.47   1.96   2.98   2.26

US Unemployment Rate (%).....................    5.4    5.5    5.7    5.6    5.6    5.7    5.6    5.6    5.5    5.6    5.6    5.8    5.5    6.9    6.1    5.6

Bank Prime Interest Rate (%).................    9.0    9.0    9.0    9.0    9.0    8.8    8.8    8.8    8.8    8.8    8.6    8.5    8.3    6.0    7.1    8.8

US Coincident Composite Index (1982=100).....  117.3  117.4  117.1  117.0  117.5  117.4  118.0  118.3  118.3  118.6  119.0  118.5  119.4  109.7  114.2  117.7
  % Chg Prev Month SAAR......................   3.12   1.03  -3.02  -1.02   5.25  -1.02   6.31   3.09   0.00   3.09   4.12  -4.93   9.50   2.60   4.13   3.09
  % Chg Same Month Last Yr...................   4.27   3.80   3.35   2.90   3.07   2.98   2.79   2.87   2.25   2.15   1.88   1.28   1.79   2.60   4.13   3.09

US Leading Composite Index (1982=100)........  102.4  101.9  101.3  101.1  101.3  101.1  101.2  101.1  100.6  100.5  100.7  100.2  101.5   98.9  101.8  101.3
  % Chg Prev Month SAAR......................  -2.31  -5.70  -6.84  -2.34   2.40  -2.34   1.19  -1.18  -5.78  -1.19   2.41  -5.80  16.73   0.71   2.91  -0.45
  % Chg Same Month Last Yr...................   1.79   0.49   0.00  -0.39  -0.59  -0.69  -1.17  -1.37  -1.66  -1.86  -1.85  -2.34  -0.88   0.71   2.91  -0.45

US Mfg Employment (MIL)......................   18.5   18.5   18.5   18.5   18.4   18.4   18.4   18.3   18.3   18.3   18.3   18.2   18.3   18.1   18.3   18.4
  % Chg Prev Month SAAR......................   1.37   0.13  -1.22  -3.19  -1.81  -4.78   0.26  -2.26  -1.37  -1.89   2.32  -4.62   1.79  -0.16   1.26   0.55
  % Chg Same Month Last Yr...................   1.91   1.70   1.44   1.09   0.72   0.31   0.06  -0.18  -0.53  -0.91  -0.89  -1.44  -1.41  -0.16   1.26   0.55

Initial Claims for U.S. UI (THOU)............ 1459.1 1505.9 1468.2 1644.5 1595.0 1587.4 1564.1 1549.1 1646.7 1664.6 1496.9 1670.1 1685.5 1480.9 1473.9 1552.5
  % Chg Prev Month SAAR......................   9.11  46.04 -26.21 289.78 -30.70  -5.55 -16.31 -10.88 108.23  13.79 -72.03 272.09  11.59 -16.33  -0.47   5.33
  % Chg Same Month Last Yr...................  -4.20  -0.10  -0.88   8.68   7.19   9.87   3.81   5.40  16.68  14.88   6.47  15.30  15.51 -16.33  -0.47   5.33

US Retail Sales (BIL $)......................  191.0  193.0  192.4  194.7  196.1  195.5  196.7  196.6  196.2  197.9  199.1  199.1  202.9  172.7  185.6  195.2
  % Chg Prev Month SAAR...................... -12.09  12.93  -3.40  15.36   8.64  -3.70   7.96  -0.44  -2.72  11.05   7.46   0.15  25.20   6.58   7.49   5.15
  % Chg Same Month Last Yr...................   5.31   4.79   4.92   6.47   6.22   5.77   4.97   4.43   2.81   3.62   4.23   3.12   6.21   6.58   7.49   5.15

US Consumer Sentiment (196601=100)...........   95.1   90.3   92.5   89.8   92.7   94.4   96.2   88.9   90.2   88.2   91.0   89.3   88.5   82.8   92.3   92.2
  % Chg Prev Month SAAR...................... -26.76 -46.29  33.49 -29.92  46.43  24.37  25.44 -61.21  19.03 -23.59  45.50 -20.25 -10.24   7.17  11.44  -0.03
  % Chg Same Month Last Yr...................   2.04  -1.31  -0.11  -3.23   1.64   6.07   4.91  -2.84  -2.70  -3.71  -4.31  -8.50  -6.94   7.17  11.44  -0.03

-------------------------------------------------------------------------------------------------------------------------------------------------------------
                                              92/III  92/IV  93/I  93/II  93/III  93/IV  94/I  94/II  94/III  94/IV  95/I  95/II  95/III   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US GDP (BIL 87 $) (1)........................ 4990.5 5060.7 5075.3 5105.4 5139.4 5218.0 5261.1 5314.1 5367.0 5433.8 5470.1 5487.8 5544.6 4979.3 5134.5 5344.0
  % Chg Prev Qtr SAAR........................   3.52   5.75   1.16   2.39   2.69   6.26   3.34   4.09   4.04   5.07   2.70   1.30   4.20   2.29   3.12   4.08
  % Chg Same Qtr Last Yr.....................   2.27   3.69   3.19   3.19   2.98   3.11   3.66   4.09   4.43   4.14   3.97   3.27   3.31   2.29   3.12   4.08

US Personal Income (Bil 87 $) (1)............ 4161.8 4271.4 4181.0 4244.1 4255.4 4301.6 4343.9 4390.9 4414.5 4487.8 4544.2 5594.1 5636.2 4174.0 4245.5 4409.3
  % Chg Prev Qtr SAAR........................   2.01  10.96  -8.20   6.17   1.08   4.41   3.98   4.40   2.17   6.81   5.12 129.67   3.04   2.82   1.71   3.86
  % Chg Same Qtr Last Yr.....................   2.65   4.83   1.44   2.49   2.25   0.71   3.90   3.46   3.74   4.33   4.61  27.40  27.67   2.82   1.71   3.86
-------------------------------------------------------------------------------------------------------------------------------------------------------------

CHATTANOOGA ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                         199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Chattanooga Economic Index (1982=100).............  120.7  121.0  120.8  119.7  119.4  119.1  119.3  119.0  118.8  118.4  117.9  118.2  118.5  118.6  119.8  119.6
  % Chg Prev Month SAAR...........................   -4.7    3.0   -1.4  -10.2   -3.4   -2.6    2.2   -3.2   -2.4   -3.3   -5.7    3.6    2.6    3.1    1.1   -0.2
  % Chg Same Month Last Yr........................    3.0    0.6    1.0    0.0   -0.5   -0.8   -0.5   -1.2   -1.4   -2.1   -1.9   -2.4   -1.8    3.1    1.1   -0.2

Chattanooga Nonag Employment (THOU) (3)...........  215.3  216.8  215.1  214.4  213.8  215.3  217.4  214.6  217.3  217.0  216.7  217.4  217.3  209.4  214.4  215.7
  % Chg Prev Month SAAR...........................    5.3    8.7   -9.2   -3.4   -3.7    8.8   12.8  -14.5   16.1   -1.7   -1.6    4.2   -0.9    3.7    2.4    0.6
  % Chg Same Month Last Yr........................    0.9    1.4    0.8    0.6   -0.1    0.7    0.7   -0.3    0.9    0.0    0.6    1.4    0.9    3.7    2.4    0.6

Chattanooga Unemployment Rate (%) (3).............    4.3    4.3    4.6    4.6    4.9    5.1    4.9    5.0    4.9    5.8    5.4    5.2    5.0    5.1    4.5    4.8

Chattanooga Mfg Employment (THOU,NSA) (3).........   45.7   45.9   45.8   45.4   45.3   44.6   45.1   45.0   45.0   45.1   44.9   44.9   44.7   45.0   45.8   45.3
  % Chg Prev Month SAAR...........................    2.7    5.4   -2.6  -10.0   -2.6  -17.0   14.3   -2.6    0.0    2.7   -5.2    0.0   -5.2    3.4    1.8   -1.1
  % Chg Same Month Last Yr........................    0.7    0.9    0.0   -0.7   -1.3   -2.2   -2.0   -2.2   -2.0   -2.4   -3.0   -1.5   -2.2    3.4    1.8   -1.1

Chattanooga Taxable Sales (MIL $) (4).............    304    326    335    333    334    327    334    330    321    336    327    340    328   3507   3718   3930
  % Chg Prev Month SAAR...........................  -47.5  128.6   39.1   -6.2    4.1  -22.9   28.3  -13.9  -27.3   70.1  -26.3   57.1  -34.8    7.2    6.0    5.7
  % Chg Same Month Last Yr........................   -1.6    5.9    9.1    7.9    6.9    6.2    9.0    3.2    2.2    6.4    1.5    5.9    7.8    7.2    6.0    5.7

Chattanooga Taxable Sales (MIL 82 $) (4)..........    202    215    221    219    219    214    218    215    209    218    212    220    212   2426   2506   2577
  % Chg Prev Month SAAR...........................  -48.8  121.4   33.7   -9.1    0.9  -23.5   25.3  -15.3  -30.1   68.8  -28.0   49.9  -36.3    4.1    3.3    2.8
  % Chg Same Month Last Yr........................   -4.3    2.9    5.9    4.7    3.8    3.3    6.2    0.6   -0.6    3.7   -1.0    3.1    4.9    4.1    3.3    2.8

Chattanooga Bankruptcies (7)......................    382    427    407    454    470    441    535    492    509    501    514    552    520   4760   4630   5520
  % Chg Prev Month SAAR...........................  -15.1  289.0  -44.0  268.4   50.0  -52.5  898.2  -63.0   50.8  -18.7   36.7  138.0  -51.4  -15.7   -2.7   19.2
  % Chg Same Month Last Yr........................  -10.8    9.2    1.3   18.0   20.1   27.8   39.4   25.6   45.1   29.8   28.5   42.7   36.3  -15.7   -2.7   19.2

Chattanooga Airport Passengers (THOU) (8).........   47.6   47.7   46.3   46.1   44.3   45.4   45.3   44.9   44.3   44.3   38.3   39.7   37.9  618.2  579.3  542.5
  % Chg Prev Month SAAR...........................  -12.5    0.9  -30.3   -4.2  -38.0   33.4   -2.8  -10.2  -14.9   -0.1  -82.2   53.8  -43.0    3.6   -6.3   -6.4
  % Chg Same Month Last Yr........................   -5.9   -6.8   -4.5   -7.7   -8.1   -5.1   -1.0   -4.9   -4.2   -7.0  -18.1  -17.5  -20.4    3.6   -6.3   -6.4

Chattanooga Comm & Ind Elec Cons (MIL KWH) (5)....    262    256    267    253    263    255    256    263    253    259    261    262    274   3024   2962   3124
  % Chg Prev Month SAAR...........................  -39.6  -24.7   65.9  -47.0   53.0  -28.3    3.5   38.0  -37.6   33.8   11.1    2.5   72.8    6.7   -2.1    5.5
  % Chg Same Month Last Yr........................   49.2    1.9    5.3   -0.8    2.4   -2.2    4.0    2.7    0.2    0.9   11.1   -4.2    4.5    6.7   -2.1    5.5

Initial Claims For Chattanooga UI (THOU) (3)......   1.52   1.46   1.50   1.57   1.71   2.01   1.93   1.91   1.83   2.46   2.22   2.20   2.03  19.59  20.59  21.67
  % Chg Prev Month SAAR...........................  -10.9  -40.7   46.0   71.7  174.6  599.2  -38.3  -11.6  -42.6 3546.8  -71.8  -10.1  -61.1  -21.7    5.1    5.3
  % Chg Same Month Last Yr........................  -11.9  -16.0  -13.0  -16.4   -5.9    9.1   11.4   12.9   11.4   57.4   45.0   43.1   33.5  -21.7    5.1    5.3

Chattanooga New Incorporations (9)................     52     46     48     53     57     46     45     50     51     44     55     62     58    751    664    603
  % Chg Prev Month SAAR...........................  -72.3  -76.6   74.9  243.0  123.8  -92.8  -24.8  341.7   30.2  -86.4 1679.4  299.0  -58.6   -1.8  -11.5   -9.2
  % Chg Same Month Last Yr........................   56.4  -22.1  -24.6   -3.0    0.0  -15.1  -24.4   -8.5  -24.2  -25.2    6.3    8.4   12.0   -1.8  -11.5   -9.2

Chattanooga Construction Potentials (6)...........     31     43     49     45     39     36     45     22     54     35     18     34     35    377    427    447
  % Chg Prev Month SAAR...........................  129.9 4779.2  391.2  -64.8  -85.3  -48.5 1242.0 -100.0*******  -99.4 -100.0*******   34.5   21.9   13.0    4.8
  % Chg Same Month Last Yr........................   -8.1   16.6   88.5   83.0   -7.1   12.7   18.3  -31.8   26.5  -15.7  -54.6   18.1   12.9   21.9   13.0    4.8

Chattanooga Cnstr Potentials,Val (MIL 82$,NSA) (6)     18     18     15     33     21     17     27     15     21     22     11     15     19    208    236    235
  % Chg Same Month Last Yr........................   39.4  -10.5  -28.6   42.0   -2.1  -15.1  -10.3   -0.7   46.3   -0.8  -53.5  -12.0    3.7    6.8   13.2   -0.4
------------------------------------------------------------------------------------------------------------------------------------------------------------------

KNOXVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Knoxville Economic Index (1982=100)...............  124.2  125.1  124.7  124.3  124.2  123.9  124.5  124.0  122.7  122.6  122.9  122.3  121.3  119.9  123.1  124.0
  % Chg Prev Month SAAR...........................   -8.1    9.7   -4.4   -3.2   -0.6   -3.1    5.5   -4.5  -12.2   -0.3    2.3   -5.7   -9.5    3.2    2.7    0.7
  % Chg Same Month Last Yr........................    1.2    2.7    2.1    1.5    1.2    0.8    0.9    0.7   -1.2   -2.7   -1.4   -2.2   -2.3    3.2    2.7    0.7

Knoxville Nonag Employment (THOU) (3).............  309.5  310.7  311.0  311.2  312.5  314.4  314.6  313.1  314.1  313.8  312.8  313.9  312.2  296.7  304.1  312.2
  % Chg Prev Month SAAR...........................    4.0    4.4    1.1    1.0    5.0    7.7    0.6   -5.5    4.0   -1.2   -3.7    4.2   -6.3    3.8    2.5    2.7
  % Chg Same Month Last Yr........................    3.2    3.6    3.0    3.4    3.8    3.6    2.9    2.3    1.6    0.3    0.6    1.7    0.9    3.8    2.5    2.7

Knoxville Unemployment Rate (%) (3)...............    4.0    4.0    4.5    4.2    4.3    4.6    4.4    4.4    4.5    4.5    4.5    4.5    4.6    4.7    4.0    4.3

Knoxville Mfg Employment (THOU,NSA) (2)...........   49.7   50.0   49.5   49.6   49.7   49.3   49.0   49.1   49.2   49.4   49.7   49.2   49.3   50.6   50.1   49.5
  % Chg Prev Month SAAR...........................    0.0    7.5  -11.4    2.5    2.4   -9.2   -7.1    2.5    2.5    5.0    7.5  -11.4    2.5    1.8   -1.1   -1.1
  % Chg Same Month Last Yr........................    0.6    0.6   -0.4   -1.2   -1.2   -1.8   -2.8   -2.8   -1.8   -1.6   -1.4   -1.0   -0.8    1.8   -1.1   -1.1

Knoxville Taxable Sales (MIL $) (4)...............    700    713    717    727    733    719    784    734    676    732    736    731    702   7357   7981   8678
  % Chg Prev Month SAAR...........................  -10.6   24.7    6.1   18.5    9.8  -20.2  181.9  -54.5  -63.0  159.0    7.8   -8.0  -38.6    8.1    8.5    8.7
  % Chg Same Month Last Yr........................    4.6    9.1   10.5    9.0   11.2    6.9   15.4   10.3    1.2    5.4    5.5    3.4    0.2    8.1    8.5    8.7

Knoxville Taxable Sales (MIL 82 $) (4)............    464    471    472    478    480    471    512    479    440    476    478    473    453   5089   5380   5691
  % Chg Prev Month SAAR...........................  -12.7   20.8    2.0   14.8    6.4  -20.9  175.3  -55.2  -64.4  156.9    5.3  -12.2  -40.0    5.0    5.7    5.8
  % Chg Same Month Last Yr........................    1.6    6.0    7.2    5.7    7.9    4.1   12.4    7.5   -1.5    2.7    2.8    0.7   -2.4    5.0    5.7    5.8

Knoxville Bankruptcies (7)........................    388    428    408    482    458    479    519    495    532    513    562    611    606   5215   4988   5679
  % Chg Prev Month SAAR...........................  -54.0  225.0  -43.5  621.1  -44.9   70.7  163.7  -43.8  135.1  -34.0  192.9  174.4   -9.1  -12.0   -4.4   13.9
  % Chg Same Month Last Yr........................   25.7   -8.8   -2.9   12.0   11.2   10.2   18.6   10.8   26.2   50.0   17.3   47.5   56.1  -12.0   -4.4   13.9

Knoxville Airport Passengers (THOU) (10)..........  112.6  117.0  110.4  113.9  112.3  109.0  111.7  107.3  112.0  115.2  114.0  120.2  119.6 1311.0 1305.9 1347.3
  % Chg Prev Month SAAR...........................    9.8   58.3  -50.4   46.0  -16.0  -29.7   33.7  -38.6   67.9   40.5  -11.6   87.8   -5.8    4.5   -0.4    3.2
  % Chg Same Month Last Yr........................    4.0    5.9    0.0    5.5    3.5    0.6    4.9   -3.2    4.1    4.2    4.3    7.5    6.2    4.5   -0.4    3.2

Knoxville Comm & Ind Elec Cons (MIL KWH) (5)......    192    193    189    194    195    196    200    195    196    197    201    200    203   2191   2262   2341
  % Chg Prev Month SAAR...........................    0.8   11.6  -21.4   32.7    6.6    5.2   29.7  -25.2    6.7    5.3   23.0   -2.2   14.7    8.3    3.2    3.5
  % Chg Same Month Last Yr........................    0.4    1.9   -0.9    4.9    2.8    5.0    7.0    5.4    3.0    4.2    8.2    4.7    5.8    8.3    3.2    3.5

Initial Claims For Knoxville UI (THOU) (3)........   3.70   3.32   4.02   3.37   3.82   4.67   4.00   3.86   4.27   4.48   4.38   4.41   4.44  47.27  46.77  47.56
  % Chg Prev Month SAAR...........................   12.3  -73.6  913.3  -87.9  345.3 1027.7  -84.5  -35.0  234.0   77.2  -22.8    8.9    8.6   -6.8   -1.1    1.7
  % Chg Same Month Last Yr........................  -11.9  -18.7    1.7  -15.1   -5.0   14.3    2.3    2.7   17.0   28.3   22.8   20.3   19.9   -6.8   -1.1    1.7

Knoxville New Incorporations (9)..................    134    150    124    125    124    137    122    120    128    120    107    119    105   1649   1501   1515
  % Chg Prev Month SAAR...........................  142.1  261.7  -89.3    6.1  -11.1  252.3  -75.2  -18.8  109.6  -51.8  -75.7  261.5  -78.4    9.2   -9.0    1.0
  % Chg Same Month Last Yr........................   84.4   26.1   -4.4   -7.0  -12.0   22.8   -2.1   -5.7  -10.2    2.3  -20.2   -4.8  -22.1    9.2   -9.0    1.0

Help Wanted Index,Knoxville (1987=100) (11).......    151    172    176    166    163    179    163    165    163    146    159    148    131    134    162    166
  % Chg Prev Month SAAR...........................  -91.3  377.1   31.8  -50.4  -19.7  207.6  -67.5   15.8  -13.6  -73.3  178.3  -57.7  -76.9   25.2   21.2    2.4
  % Chg Same Month Last Yr........................    0.0   11.7   17.3    3.8   -1.2    5.3   -0.6    5.8   -4.7  -18.0   -8.6  -20.0  -13.2   25.2   21.2    2.4

Knoxville Construction Potentials (6).............     58     68     56     76     51     78     67     55     64     70     58     63     72    576    629    764
  % Chg Prev Month SAAR...........................  -60.4  543.8  -90.0 4132.2  -99.317801.8  -85.4  -89.1  453.1  194.1  -89.6  148.8  442.7   12.6    9.1   21.6
  % Chg Same Month Last Yr........................   63.0    5.2   12.2  100.6  -11.2   95.0   -8.5    1.0   19.6   43.2   -4.0   -0.3   24.0   12.6    9.1   21.6

Knoxville Cnstr Potentials,Val (MIL 82 $) (6).....     30     76     43     47     36     54     43     43     36     40     39     39     51    427    531    535
  % Chg Same Month Last Yr........................  -12.1   54.6    6.3    5.6  -17.0   65.8  -14.8   -5.1  -30.0  -14.7   -8.2  -19.1   68.2   -5.6   24.2    0.8
------------------------------------------------------------------------------------------------------------------------------------------------------------------

MEMPHIS ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Memphis Economic Index (1982=100).................  138.7  138.7  137.3  135.6  135.9  135.8  135.9  136.4  136.4  136.8  137.8  138.2  138.5  128.5  133.4  137.0
  % Chg Prev Month SAAR...........................    4.0   -0.4  -11.3  -13.8    2.7   -0.9    0.8    4.2    0.6    3.1    9.2    3.9    2.4    3.2    3.8    2.7
  % Chg Same Month Last Yr........................    8.8    6.8    3.2    2.1    1.5    2.0    0.6    0.7    0.1   -1.1   -0.5    0.0   -0.2    3.2    3.8    2.7

Memphis Nonag Employment (THOU) (3)...............  536.3  539.0  531.1  524.2  523.8  525.7  528.9  527.9  533.7  536.8  540.9  547.9  549.0  491.8  504.8  531.7
  % Chg Prev Month SAAR...........................   10.4    6.2  -16.3  -14.5   -1.0    4.6    7.4   -2.2   13.9    7.3    9.5   16.7    2.5    1.8    2.6    5.3
  % Chg Same Month Last Yr........................   12.8   12.5    5.1    4.4    3.6    3.8    2.9    2.6    2.6    1.4    1.9    3.0    2.4    1.8    2.6    5.3

Memphis Unemployment Rate (%) (3).................    4.5    4.6    4.8    4.9    5.2    5.0    5.3    5.2    5.1    5.1    4.9    4.4    4.7    5.4    4.7    4.9

Memphis Mfg Employment (THOU) (3).................   65.5   66.0   65.4   65.2   64.6   64.7   64.6   64.5   64.9   65.0   64.7   64.9   64.3   65.2   65.4   65.0
  % Chg Prev Month SAAR...........................    4.0    8.5   -9.3   -4.5  -11.0    3.4   -2.0   -2.5    8.3    2.3   -6.5    5.1  -11.4    3.5    0.3   -0.6
  % Chg Same Month Last Yr........................    0.1    0.7    0.0    0.7   -1.4    0.0   -1.2   -0.9   -1.2   -1.4   -1.7   -0.6   -1.9    3.5    0.3   -0.6

Memphis Taxable Sales (MIL $) (4).................    853    867    874    886    895    874    885    907    835    886    907    915    907   8893   9845  10534
  % Chg Prev Month SAAR...........................  -16.3   22.0   10.6   17.9   13.2  -25.5   16.7   33.6  -62.8  104.1   32.5   11.5  -10.5    7.4   10.7    7.0
  % Chg Same Month Last Yr........................    9.3    5.3    7.6    8.6    8.8    5.8    3.8   10.2   -0.3    6.5    4.2    5.8    6.4    7.4   10.7    7.0

Memphis Taxable Sales (MIL 82 $) (4)..............    565    573    576    582    587    572    578    592    543    576    589    592    585   6150   6636   6908
  % Chg Prev Month SAAR...........................  -18.3   18.2    6.3   14.3    9.7  -26.0   14.0   31.5  -64.3  102.5   29.4    6.4  -12.6    4.3    7.9    4.1
  % Chg Same Month Last Yr........................    6.2    2.3    4.4    5.3    5.6    3.0    1.1    7.4   -3.0    3.8    1.5    3.0    3.6    4.3    7.9    4.1

Memphis Bankruptcies (7)..........................   1127   1328   1206   1221   1167    735   1331   1216   1309   1282   1309   1502   1416  13884  13331  14387
  % Chg Prev Month SAAR...........................  -27.7  614.2  -68.3   15.4  -41.9  -99.6*******  -66.4  142.3  -21.7   27.6  424.7  -51.0   -2.6   -4.0    7.9
  % Chg Same Month Last Yr........................    9.1   20.0   17.3    8.1    1.7  -33.1    4.1   13.6   17.2   13.0   17.7   29.8   25.6   -2.6   -4.0    7.9

Memphis Airport Passengers (THOU) (12)............  717.5  744.5  716.2  749.8  751.1  750.2  759.4  737.1  719.1  761.4  762.2  748.6  796.1 7859.7 8023.7 8897.9
  % Chg Prev Month SAAR...........................  -18.2   55.9  -37.2   73.2    2.1   -1.4   15.7  -30.0  -25.7   98.8    1.3  -19.5  109.2   -3.6    2.1   10.9
  % Chg Same Month Last Yr........................   10.5   14.2    8.6   12.9   16.2   13.9   16.3   10.1    5.3    8.2    5.5    2.6   11.0   -3.6    2.1   10.9

Memphis Comm & Ind Elec Cons (MIL KWH) (5)........    583    553    571    572    575    548    585    595    559    579    495    588    578   6300   6564   6757
  % Chg Prev Month SAAR...........................  139.5  -47.5   48.4    2.5    5.2  -43.2  118.9   23.3  -52.7   50.1  -84.7  691.4  -18.4    1.7    4.2    2.9
  % Chg Same Month Last Yr........................    6.1    2.6    5.7    5.1    3.2   -0.7   10.5   10.6    1.0    5.2  -10.6    8.4   -0.9    1.7    4.2    2.9

Initial Claims For Memphis UI (THOU) (3)..........   4.12   4.10   4.06   4.18   4.44   4.62   4.96   4.69   4.57   4.70   4.56   4.49   4.65  57.43  54.55  53.11
  % Chg Prev Month SAAR...........................    5.2   -7.0  -10.8   41.8  104.5   60.9  136.2  -48.5  -26.6   36.8  -29.9  -15.7   49.5  -20.3   -5.0   -2.6
  % Chg Same Month Last Yr........................  -11.4  -13.2  -14.8  -11.6   -3.3    0.7    8.0    7.2    3.5   15.8    7.5    9.4   12.7  -20.3   -5.0   -2.6

Memphis New Incorporations (9)....................    142    123    131    137    141    149    144    161    129    135    127    126    126   2041   1768   1666
  % Chg Prev Month SAAR...........................  -29.6  -82.3  117.0   63.5   44.1   94.1  -33.1  264.3  -92.7   71.8  -51.8   -7.3   -5.8    1.8  -13.4   -5.8
  % Chg Same Month Last Yr........................   29.0  -26.1  -12.6   -8.5   -7.5   40.1   -3.8    8.4  -16.5  -13.8  -23.3  -13.7  -11.6    1.8  -13.4   -5.8

Help Wanted Index,Memphis (1987=100) (11).........    133    130    124    114    123    120    117    123    123    121    127    117    121     88    124    124
  % Chg Prev Month SAAR...........................    9.5  -23.9  -43.3  -63.5  148.9  -25.6  -26.2   82.2    0.0  -17.9   78.7  -62.6   49.7   21.4   40.3    0.0
  % Chg Same Month Last Yr........................   22.0   12.1    1.6   -8.1   -3.1   -7.0   -7.9   -3.9   -6.8   -9.0   -6.6  -11.4   -9.0   21.4   40.3    0.0

Memphis Construction Potentials (6)...............     71     82     56     98     68     54    101     76     65     65     71     76     75    701    800    866
  % Chg Prev Month SAAR...........................  964.3  412.5  -98.983564.8  -98.7  -94.3*******  -96.7  -84.1   -2.4  219.5  125.1  -22.1    6.2   14.0    8.3
  % Chg Same Month Last Yr........................   14.3   55.8  -18.9   48.9   14.2   -9.3   25.4    5.3  -12.8  -14.9   11.4   30.7    5.1    6.2   14.0    8.3

Memphis Cnstr Potentials,Val (MIL 82 $) (6).......     86     88     57     85     55     97     96     86     81    107     95    106     82    810    740   1005
  % Chg Same Month Last Yr........................   45.0   48.9   -8.2   34.0  -30.7   87.4   25.5   54.8   46.4   57.4   72.4   48.7   -4.3   16.1   -8.7   35.8
------------------------------------------------------------------------------------------------------------------------------------------------------------------

NASHVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Nashville Economic Index (1982=100)...............  129.9  131.1  130.2  129.6  129.7  129.0  129.9  129.6  129.0  130.9  131.1  129.7  131.0  123.2  128.1  130.0
  % Chg Prev Month SAAR...........................   -5.0   12.3   -7.9   -5.5    1.1   -6.5    8.7   -2.3   -5.4   18.6    1.7  -12.0   13.2    3.7    4.0    1.5
  % Chg Same Month Last Yr........................    2.9    2.9    2.4    1.6    1.3    1.0    0.9    0.1   -0.4    0.4    0.3   -0.6    0.9    3.7    4.0    1.5

Nashville Nonag Employment (THOU) (3).............  589.3  593.7  591.1  591.2  594.2  595.8  599.6  599.7  606.2  607.7  608.1  609.7  608.7  541.9  570.9  597.0
  % Chg Prev Month SAAR...........................    4.7    9.3   -5.2    0.3    6.3    3.2    7.9    0.3   13.7    3.1    0.9    3.2   -2.1    4.9    5.3    4.6
  % Chg Same Month Last Yr........................    5.8    5.7    5.1    4.7    4.9    4.6    3.7    3.9    4.3    3.1    3.2    3.9    3.3    4.9    5.3    4.6

Nashville Unemployment Rate (%) (3)...............    3.0    3.1    3.2    3.4    3.5    3.6    3.7    3.8    3.6    3.5    3.1    3.3    3.3    4.1    3.3    3.4

Nashville Mfg Employment (THOU,NSA) (2)...........  101.8  101.9  100.7  101.1  101.6  101.0   99.8   99.9  100.0  100.0  100.6  100.7  100.7   94.2   98.7  100.8
  % Chg Prev Month SAAR...........................    7.4    1.2  -13.3    4.9    6.1   -6.9  -13.4    1.2    1.2    0.0    7.4    1.2    0.0    3.6    4.7    2.1
  % Chg Same Month Last Yr........................    5.1    4.4    2.7    2.8    2.7    2.7    1.0    0.5    0.2   -0.7   -0.5   -0.5   -1.1    3.6    4.7    2.1

Nashville Taxable Sales (MIL $) (4)...............   1168   1226   1212   1203   1233   1199   1242   1255   1119   1280   1277   1291   1278  12248  13595  14593
  % Chg Prev Month SAAR...........................  -10.3   79.3  -13.5   -8.1   34.1  -28.6   53.6   13.1  -74.9  403.5   -2.7   14.1  -11.5   10.7   11.0    7.3
  % Chg Same Month Last Yr........................    6.0    9.6    9.2    4.4    8.3    4.8    6.4    7.5   -2.4    9.6    9.3    9.6    9.4   10.7   11.0    7.3

Nashville Taxable Sales (MIL 82 $) (4)....            774    811    798    790    808    785    812    819    728    832    829    835    825   8471   9164   9569
  % Chg Prev Month SAAR.................            -12.4   73.7  -16.9  -11.0   30.0  -29.2   50.1   11.3  -75.8  399.6   -4.9    8.9  -13.5    7.5    8.2    4.4
  % Chg Same Month Last Yr..............              3.1    6.5    6.0    1.2    5.1    1.9    3.7    4.9   -5.1    6.9    6.5    6.6    6.5    7.5    8.2    4.4

Nashville Bankruptcies (7)........................    738    781    696    808    769    749    795    853    872    890    884    953    911   9993   8939   9577
  % Chg Prev Month SAAR...........................   -5.5   94.6  -74.7  494.0  -44.5  -26.5  103.9  131.2   30.0   28.9   -8.6  148.3  -41.7   -8.2  -10.5    7.1
  % Chg Same Month Last Yr........................   -3.1    5.3   -2.2    6.7    8.4   -3.4    5.3   12.3   19.1   15.0   18.1   28.5   23.4   -8.2  -10.5    7.1

Nashville Airport Passengers (THOU) (13)..........  693.9  693.7  696.0  658.4  605.5  564.4  601.4  603.3  597.5  622.1  583.4  561.1  591.5 9108.8 8729.3 7650.1
  % Chg Prev Month SAAR...........................  -45.9   -0.4    4.0  -48.6  -63.4  -56.9  114.2    3.8  -10.9   62.2  -53.7  -37.4   88.4  -10.9   -4.2  -12.4
  % Chg Same Month Last Yr........................   -1.6   -2.5   -2.1   -7.1  -17.1  -24.2  -16.4  -17.4  -20.8  -19.1  -20.5  -23.2  -14.8  -10.9   -4.2  -12.4

Nashville Comm & Ind Elec Cons (MIL KWH) (5)......    494    492    506    492    498    493    489    531    496    496    508    518    517   5600   5796   5990
  % Chg Prev Month SAAR...........................   -0.8   -6.3   40.9  -28.6   15.3  -11.1   -9.9  169.3  -55.6    0.1   32.9   27.2   -3.5    7.7    3.5    3.3
  % Chg Same Month Last Yr........................    2.4    4.1    4.3    1.5    4.1   -2.7    4.6   14.8    1.4    1.1    4.4    4.8    4.5    7.7    3.5    3.3

Initial Claims For Nashville UI (THOU) (3)........   4.15   4.16   4.32   4.61   4.88   5.61   5.55   5.48   5.45   4.96   4.74   5.18   5.02  63.73  53.80  57.94
  % Chg Prev Month SAAR...........................   41.2    3.6   57.3  117.8   95.7  436.7  -11.8  -13.6   -8.1  -67.3  -42.6  195.0  -32.0  -26.0  -15.6    7.7
  % Chg Same Month Last Yr........................  -16.0  -13.8   -6.5    2.0    7.7   19.0   14.4   37.8   36.1   26.5   23.4   28.6   21.0  -26.0  -15.6    7.7

Nashville New Incorporations (9)..................    235    262    241    254    251    216    260    232    239    244    249    242    260   3123   2999   2939
  % Chg Prev Month SAAR...........................  -68.2  269.3  -62.8   86.3  -13.2  -83.3  816.7  -74.5   40.7   34.3   26.4  -29.1  131.3   -5.2   -4.0   -2.0
  % Chg Same Month Last Yr........................   45.3    8.5  -10.2   -0.1   -3.2   -9.5    7.4  -24.5    1.5  -10.4   -4.9   -6.1   10.7   -5.2   -4.0   -2.0

Help Wanted Index,Nashville (1987=100) (11).......    123    128    125    118    116    113    115    116    113    122    123     93    124     91    116    120
  % Chg Prev Month SAAR...........................    0.0   61.3  -24.8  -49.9  -18.5  -27.0   23.4   10.9  -27.0  150.8   10.3  -96.5 3056.9   25.9   27.8    2.7
  % Chg Same Month Last Yr........................   11.8    9.4    7.8   -1.7   -1.7    0.0   -0.9   -1.7   -5.8   -0.8   -2.4  -24.4    0.8   25.9   27.8    2.7

Nashville Construction Potentials (6).............    111    162    136    139    136    134    147    127    133    158    146    142    145   1309   1561   1690
  % Chg Prev Month SAAR...........................  -98.8 9023.3  -88.4   38.7  -27.7  -11.7  202.0  -83.4   78.8  701.2  -63.1  -28.0   35.1    8.9   19.2    8.2
  % Chg Same Month Last Yr........................  -14.4   25.8    8.8   29.1   -2.2    3.5    8.9  -12.5   -6.9   23.8    3.8  -12.0   30.5    8.9   19.2    8.2

Nashville Cnstr Potentials,Val (MIL 82 $) (6)...      111    104    108    109    118    103    115     89    109    120    164    123    106   1050   1332   1363
  % Chg Same Month Last Yr....................        7.3   -5.6  -31.9   26.1   16.1   -1.5   -0.2  -35.7    8.0   -4.4   85.3    8.4   -4.5   -6.4   26.8    2.3
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TRI-CITIES ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199502 199503 199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Tri-Cities Economic Index (1982=100)..............  126.6  126.1  126.4  124.8  126.3  124.7  125.4  125.0  124.5  124.8  124.4  122.8  123.3  120.7  123.2  125.4
  % Chg Prev Month SAAR...........................    5.3   -4.3    3.0  -14.5   15.6  -13.9    6.3   -2.8   -5.4    3.2   -4.0  -14.4    5.6    2.3    2.1    1.8
  % Chg Same Month Last Yr........................    3.0    3.7    3.6    1.6    2.4    1.4    1.5    1.2    0.3   -0.8    0.4   -2.6   -2.6    2.3    2.1    1.8

Tri-Cities Nonag Employment (THOU) (3)............  194.2  195.1  194.6  193.4  192.8  195.6  195.7  194.1  195.5  195.0  194.4  194.1  192.6  184.5  188.4  194.5
  % Chg Prev Month SAAR...........................    1.7    5.7   -2.6   -7.5   -3.3   18.8    0.8   -9.6    8.7   -2.8   -3.5   -2.0   -9.0    1.8    2.1    3.3
  % Chg Same Month Last Yr........................    4.5    4.7    4.6    3.2    2.5    4.8    4.2    2.3    2.6    1.1    0.5    0.1   -0.8    1.8    2.1    3.3

Tri-Cities Unemployment Rate (%) (3)..............    5.0    4.7    4.9    5.1    5.1    5.7    5.7    5.5    6.5    5.2    5.4    5.7    5.3    5.7    5.3    5.3

Tri-Cities Mfg Employment (THOU,NSA) (2)..........   55.2   55.5   55.9   55.7   55.9   55.9   55.6   55.6   55.7   55.4   54.7   54.5   54.1   53.7   53.7   55.5
  % Chg Prev Month SAAR...........................   -2.1    6.7    9.0   -4.2    4.4    0.0   -6.3    0.0    2.2   -6.3  -14.2   -4.3   -8.5   -0.4   -0.1    3.4
  % Chg Same Month Last Yr........................    4.3    4.3    4.3    3.7    3.5    3.1    2.6    2.0    4.3    3.2    0.6   -1.4   -2.0   -0.4   -0.1    3.4

Tri-Cities Taxable Sales (MIL $) (4)..............    297    279    283    285    288    281    282    278    273    279    284    283    275   2982   3147   3385
  % Chg Prev Month SAAR...........................  139.8  -52.1   19.8    9.1   13.1  -25.9    3.1  -15.0  -20.0   29.9   22.5   -1.5  -30.6    5.0    5.6    7.6
  % Chg Same Month Last Yr........................   15.9    5.6    9.0    9.9   10.4    5.0    5.2    2.0   -0.1    2.3   15.6    2.7   -7.4    5.0    5.6    7.6

Tri-Cities Taxable Sales (MIL 82 $) (4)...........    197    184    187    187    189    184    184    182    178    181    184    183    177   2062   2122   2220
  % Chg Prev Month SAAR...........................  134.2  -53.6   15.1    5.7    9.6  -26.4    0.7  -16.4  -23.1   28.9   19.7   -6.0  -32.2    2.0    2.9    4.6
  % Chg Same Month Last Yr........................   12.7    2.6    5.8    6.6    7.2    2.2    2.5   -0.5   -2.9   -0.3   12.7    0.0   -9.8    2.0    2.9    4.6

Tri-Cities Bankruptcies (7).......................    388    428    408    482    458    479    519    495    532    513    562    611    606   5215   4988   5679
  % Chg Prev Month SAAR...........................  -54.0  225.0  -43.5  621.1  -44.9   70.7  163.7  -43.8  135.1  -34.0  192.9  174.4   -9.1  -12.0   -4.4   13.9
  % Chg Same Month Last Yr........................   25.7   -8.8   -2.9   12.0   11.2   10.2   18.6   10.8   26.2   50.0   17.3   47.5   56.1  -12.0   -4.4   13.9

Tri-Cities Airport Passengers (THOU) (15).........   36.8   37.9   37.1   37.0   36.0   34.7   34.7   34.7   35.2   35.3   32.6   34.5   35.1  446.6  436.3  429.3
  % Chg Prev Month SAAR...........................  -16.5   43.9  -24.3   -1.5  -28.1  -34.7   -2.6    1.0   17.8    5.8  -62.4   96.3   23.0   -4.9   -2.3   -1.6
  % Chg Same Month Last Yr........................   -0.1    3.0    0.2   -0.7   -1.5   -2.4   -0.3   -2.3   -2.5   -3.9  -10.7   -7.7   -4.7   -4.9   -2.3   -1.6

Tri-Cities Comm & Ind Elec Cons (MIL KWH) (5).....     57     56     60     56     70     59     62     61     58     60     60     60     63    646    673    718
  % Chg Prev Month SAAR...........................  -28.8  -16.3  146.2  -54.5 1121.1  -86.2   73.5  -10.0  -43.9   35.2   -1.9   -0.8   85.1    8.4    4.2    6.6
  % Chg Same Month Last Yr........................    2.6    4.7    8.6   -2.8   21.7    0.5    7.1   12.3    7.9   11.0    9.5    2.2   10.7    8.4    4.2    6.6

Initial Claims For Tri-Cities UI (THOU) (3).......   2.20   2.04   2.10   2.18   2.14   2.64   2.37   2.19   2.10   2.16   2.26   3.14   2.55  30.33  31.17  26.54
  % Chg Prev Month SAAR...........................   40.2  -60.5   43.3   52.3  -16.9 1105.8  -72.7  -61.2  -38.0   41.1   69.9 5023.0  -91.7   -5.8    2.8  -14.9
  % Chg Same Month Last Yr........................  -19.5  -31.8  -25.8  -16.7  -17.9    3.8   -3.9  -15.3  -13.8   -7.4    0.2   46.5   15.7   -5.8    2.8  -14.9

Tri-Cities New Incorporations (9).................     32     28     32     37     31     28     35     37     35     36     29     33     35    439    377    394
  % Chg Prev Month SAAR...........................  -48.1  -71.2  327.6  527.9  -88.4  -78.3 1975.9   65.1  -53.4   83.3  -94.6  505.2   81.3   -4.0  -14.0    4.3
  % Chg Same Month Last Yr........................   54.5  -16.6  -30.9   21.8   -4.9   -5.0   22.9   42.7   12.6   18.4  -15.4   -0.3   10.7   -4.0  -14.0    4.3

Tri-Cities Construction Potentials (6)............     24     22     28     31     30     17     27     30     20     26     18     16     24    268    244    294
  % Chg Prev Month SAAR...........................  488.6  -61.8 1862.0  133.1  -16.4  -99.927681.6  195.5  -99.2 1788.3  -98.2  -75.5 9568.2   14.7   -9.2   20.9
  % Chg Same Month Last Yr........................   26.6  -10.5   63.0   50.6   49.8  -30.6  -20.5  117.2   -3.3   54.1  -16.3  -21.5   -0.9   14.7   -9.2   20.9

Tri-Cities Cnstr Potentials,Val (MIL 82 $,NSA) (6)     12     24     12     43     27     16     17     19     27     24     11     11     12    241    205    242
  % Chg Same Month Last Yr........................  -40.8    7.8  -50.9  189.6   82.0  -11.3  -17.7   10.8   51.3   75.8    0.1    7.3   -0.6   -6.7  -14.8   18.2
------------------------------------------------------------------------------------------------------------------------------------------------------------------

Center for Business and Economic Research, College of Business
Administration, The University of Tennessee, Knoxville.  For further
information, call CBER (423) 974-5441.

      Data reported herein are seasonally adjusted, and therefore
may not be directly comparable to data elsewhere.  The five
seasonally adjusted leading index components are Tennessee
construction potentials, initial claims for Tennessee unemployment
insurance, the U.S. leading index, inflation-adjusted taxable sales
and taxable mortgages.  The three seasonally adjusted coincident
index components are Tennessee commercial and industrial electricity
consumption, the Memphis help-wanted advertising index, and the U.S.
coincident index.  See the Fall 1988 issue of the Survey of Business
and the 1994 Economic Report to the Governor for a complete
discussion of the methodology underlying the Tennessee economic
indices.


Tennessee Economic Overview, February 1996
Tennessee Economic Overview, Current
CBER Home Page

Last updated April 30, 1996
Vickie Cunningham, vcunningham@utk.edu